Alliance Insurance vs Now Health International
UAE Health Insurance Comparison 2026
Alliance Insurance
private4,684 providers
2 plans
Est. 1975
DHA regulated
Now Health International
private3,418 providers
2 plans
Est. 2011
DHA, HAAD regulated
Alliance Insurance has 2 plans starting from AED 2,500/yr with 4,684 providers across 8 cities. Now Health International has 2 plans starting from AED 5,500/yr with 3,418 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Alliance Insurance vs Now Health International — At a Glance
| Attribute | Alliance Insurance | Now Health International |
|---|---|---|
| Type | private | private |
| Founded | 1975 | 2011 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,500 | AED 5,500 – 28,000 |
| Total Network Size | 4,684 | 3,418 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 04-263-2222 | 800-669 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Alliance Insurance | vs | Now Health International |
|---|---|---|---|
| Dubai | 2,890 | vs | 2,455 |
| Abu Dhabi | 599 | vs | 394 |
| Sharjah | 716 | vs | 258 |
| Al Ain | 183 | vs | 122 |
| Ajman | 138 | vs | 94 |
| Ras Al Khaimah | 87 | vs | 49 |
| Fujairah | 54 | vs | 37 |
| Umm Al Quwain | 17 | vs | 9 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Alliance Insurance Plans
Alliance Insurance
Alliance Basic Health
SMEs in Dubai meeting DHA mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
4,684 providers
View details →Alliance Insurance
Alliance Corporate Health
Corporate employees in Dubai and Sharjah
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,684 providers
View details →Now Health International Plans
Now Health International
Now Health WorldCare Essential
Expat professionals and freelancers seeking modular coverage
AED 5,500 – 10,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
3,418 providers
View details →Now Health International
Now Health WorldCare Prestige
Executives and families wanting comprehensive worldwide cover
AED 14,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
3,418 providers
View details →Verdict
Choose Alliance Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Alliance Insurance vs Now Health International — FAQ
Which is better, Alliance Insurance or Now Health International?
It depends on your needs. Alliance Insurance has 4,684 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Now Health International has 3,418 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Alliance Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.
Is Alliance Insurance cheaper than Now Health International?
Yes, Alliance Insurance's entry-level plan starts from AED 2,500/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, Alliance Insurance or Now Health International?
Alliance Insurance has a larger Dubai network with 2,890 providers, compared to Now Health International's 2,455 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Alliance Insurance or Now Health International cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Alliance Insurance's dental sub-limit goes up to AED 3,500/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Alliance Insurance to Now Health International?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Alliance Insurance to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Alliance Insurance and Now Health International have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Alliance Insurance and Now Health International plans?
Use the UAE Health Insurance Navigator on this page to compare Alliance Insurance and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Alliance Insurance starts from AED 2,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 4,684 vs 3,418 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Alliance Insurance and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.