Question 1

Which is better, Alliance Insurance or Now Health International?

Accepted Answer

It depends on your needs. Alliance Insurance has 4,748 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Alliance Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Question 2

Is Alliance Insurance cheaper than Now Health International?

Accepted Answer

Yes, Alliance Insurance's entry-level plan starts from AED 2,500/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Alliance Insurance or Now Health International?

Accepted Answer

Alliance Insurance has a larger Dubai network with 2,941 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Alliance Insurance or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Alliance Insurance's dental sub-limit goes up to AED 3,500/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Alliance Insurance to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Alliance Insurance to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Alliance Insurance and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Alliance Insurance and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Alliance Insurance and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Alliance Insurance starts from AED 2,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 4,748 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Alliance Insurance	Now Health International
Type	private	private
Founded	1975	2011
Headquarters	Dubai	Dubai
Regulators	DHA	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,500 – 11,500	AED 5,500 – 28,000
Total Network Size	4,748	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	Yes
Co-pay Range	20%	0% – 20%
Claims Phone	04-263-2222	800-669

City	Alliance Insurance	vs	Now Health International
Dubai	2,941	vs	2,495
Abu Dhabi	599	vs	394
Sharjah	721	vs	262
Al Ain	183	vs	125
Ajman	140	vs	95
Ras Al Khaimah	90	vs	51
Fujairah	56	vs	39
Umm Al Quwain	18	vs	9

Alliance Insurance vs Now Health International

Alliance Insurance

Now Health International

Alliance Insurance vs Now Health International — At a Glance

Network Comparison by City

Alliance Insurance Plans

Alliance Basic Health

Alliance Corporate Health

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

Alliance Insurance vs Now Health International — FAQ

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