Al Sagr National Insurance vs Sukoon (Oman Insurance)

UAE Health Insurance Comparison 2026

Al Sagr National Insurance

private

4,938 providers

2 plans

Est. 1979

HAAD, DHA regulated

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Al Sagr National Insurance is strongest in Dubai while Sukoon (Oman Insurance) has the most providers in N/A.

Al Sagr National Insurance vs Sukoon (Oman Insurance) — At a Glance

AttributeAl Sagr National InsuranceSukoon (Oman Insurance)
Typeprivateprivate
Founded19791975
HeadquartersDubaiDubai
RegulatorsHAAD, DHADHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,200 – 10,000AED 2,700 – 30,000
Total Network Size4,9380
Cities Covered80
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone02-641-7755800-466268

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAl Sagr National InsurancevsSukoon (Oman Insurance)
Dubai
2,641
vs
0
Abu Dhabi
1,396
vs
0
Sharjah
355
vs
0
Al Ain
235
vs
0
Ajman
146
vs
0
Ras Al Khaimah
91
vs
0
Fujairah
58
vs
0
Umm Al Quwain
16
vs
0

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Al Sagr National Insurance Plans

Al Sagr National Insurance

Al Sagr Basic Health

Basic

Employees in Abu Dhabi meeting mandatory HAAD requirements

AED 2,200 – 4,200/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD and DHA compliantCompetitive mid-market ratesAbu Dhabi and Dubai network

4,938 providers

View details →

Al Sagr National Insurance

Al Sagr Enhanced Health

Enhanced

Corporate employees and families in Abu Dhabi and Dubai

AED 5,000 – 10,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedMental health coverageDual-emirate network

4,938 providers

View details →

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Verdict

Choose Al Sagr National Insurance if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Al Sagr National Insurance vs Sukoon (Oman Insurance) — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.