Al Sagr National Insurance vs Now Health International

UAE Health Insurance Comparison 2026

Al Sagr National Insurance

private

4,938 providers

2 plans

Est. 1979

HAAD, DHA regulated

Now Health International

private

3,470 providers

2 plans

Est. 2011

DHA, HAAD regulated

Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Now Health International has 2 plans starting from AED 5,500/yr with 3,470 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Al Sagr National Insurance vs Now Health International — At a Glance

AttributeAl Sagr National InsuranceNow Health International
Typeprivateprivate
Founded19792011
HeadquartersDubaiDubai
RegulatorsHAAD, DHADHA, HAAD
Number of Plans22
Premium RangeAED 2,200 – 10,000AED 5,500 – 28,000
Total Network Size4,9383,470
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone02-641-7755800-669

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAl Sagr National InsurancevsNow Health International
Dubai
2,641
vs
2,495
Abu Dhabi
1,396
vs
394
Sharjah
355
vs
262
Al Ain
235
vs
125
Ajman
146
vs
95
Ras Al Khaimah
91
vs
51
Fujairah
58
vs
39
Umm Al Quwain
16
vs
9

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Al Sagr National Insurance Plans

Al Sagr National Insurance

Al Sagr Basic Health

Basic

Employees in Abu Dhabi meeting mandatory HAAD requirements

AED 2,200 – 4,200/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD and DHA compliantCompetitive mid-market ratesAbu Dhabi and Dubai network

4,938 providers

View details →

Al Sagr National Insurance

Al Sagr Enhanced Health

Enhanced

Corporate employees and families in Abu Dhabi and Dubai

AED 5,000 – 10,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedMental health coverageDual-emirate network

4,938 providers

View details →

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,470 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,470 providers

View details →

Verdict

Choose Al Sagr National Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Al Sagr National Insurance vs Now Health International — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.