Al Sagr National Insurance vs Daman
UAE Health Insurance Comparison 2026
Al Sagr National Insurance
private4,938 providers
2 plans
Est. 1979
HAAD, DHA regulated
Daman
mandatory9,645 providers
3 plans
Est. 2005
HAAD regulated
Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Daman has 3 plans starting from AED 600/yr with 9,645 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Al Sagr National Insurance vs Daman — At a Glance
| Attribute | Al Sagr National Insurance | Daman |
|---|---|---|
| Type | private | mandatory |
| Founded | 1979 | 2005 |
| Headquarters | Dubai | Abu Dhabi |
| Regulators | HAAD, DHA | HAAD |
| Number of Plans | 2 | 3 |
| Premium Range | AED 2,200 – 10,000 | AED 600 – 25,000 |
| Total Network Size | 4,938 | 9,645 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 02-641-7755 | 800-42626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Al Sagr National Insurance | vs | Daman |
|---|---|---|---|
| Dubai | 2,641 | vs | 4,144 |
| Abu Dhabi | 1,396 | vs | 2,490 |
| Sharjah | 355 | vs | 1,352 |
| Al Ain | 235 | vs | 815 |
| Ajman | 146 | vs | 371 |
| Ras Al Khaimah | 91 | vs | 252 |
| Fujairah | 58 | vs | 170 |
| Umm Al Quwain | 16 | vs | 51 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Al Sagr National Insurance Plans
Al Sagr National Insurance
Al Sagr Basic Health
Employees in Abu Dhabi meeting mandatory HAAD requirements
AED 2,200 – 4,200/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,938 providers
View details →Al Sagr National Insurance
Al Sagr Enhanced Health
Corporate employees and families in Abu Dhabi and Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,938 providers
View details →Daman Plans
Daman
Daman Basic
Low-income workers and dependants in Abu Dhabi (mandatory scheme)
AED 600 – 750/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,645 providers
View details →Daman
Daman Enhanced
Mid-salary employees and families in Abu Dhabi
AED 3,500 – 7,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
9,645 providers
View details →Daman
Daman Premium
Senior employees and executives in Abu Dhabi
AED 12,000 – 25,000/yr
Annual limit: AED 1.0M · private room · 0% co-pay
9,645 providers
View details →Verdict
Choose Al Sagr National Insurance if you need strong coverage and established reputation. Choose Daman if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Al Sagr National Insurance vs Daman — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and Daman or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.