Aetna International vs Now Health International
UAE Health Insurance Comparison 2026
Aetna International
private5,804 providers
2 plans
Est. 1853
DHA, DOH regulated
Now Health International
private3,340 providers
2 plans
Est. 2011
DHA, DOH regulated
Aetna International has 2 plans from AED 7,000 a year and 5,804 in-network providers in 8 cities. Now Health International has 2 plans from AED 5,500 a year and 3,340 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Aetna International vs Now Health International — At a Glance
| Attribute | Aetna International | Now Health International |
|---|---|---|
| Type | private | private |
| Founded | 1853 | 2011 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, DOH | DHA, DOH |
| Number of Plans | 2 | 2 |
| Premium Range | AED 7,000 – 36,000 | AED 5,500 – 28,000 |
| Total Network Size | 5,804 | 3,340 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | Yes |
| Co-pay Range | 0% – 20% | 0% – 20% |
| Phone (from the insurer's website) | See aetnainternational.com | See www.now-health.com |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Aetna International | vs | Now Health International |
|---|---|---|---|
| Dubai | 3,634 | vs | 2,391 |
| Abu Dhabi | 1,227 | vs | 387 |
| Sharjah | 381 | vs | 254 |
| Al Ain | 214 | vs | 120 |
| Ajman | 143 | vs | 93 |
| Ras Al Khaimah | 112 | vs | 49 |
| Fujairah | 76 | vs | 37 |
| Umm Al Quwain | 17 | vs | 9 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Aetna International Plans
Aetna International
Aetna Core Health
Expat professionals and families in the UAE
AED 7,000 – 13,000/yr
Annual limit: AED 1.0M · semi-private room · 20% co-pay
5,804 providers
View details →Aetna International
Aetna Premier
Senior executives and HNW expats requiring global coverage
AED 19,000 – 36,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
5,804 providers
View details →Now Health International Plans
Now Health International
Now Health WorldCare Essential
Expat professionals and freelancers seeking modular coverage
AED 5,500 – 10,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
3,340 providers
View details →Now Health International
Now Health WorldCare Prestige
Executives and families wanting comprehensive worldwide cover
AED 14,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
3,340 providers
View details →Verdict
Choose Aetna International if you need a larger provider network, more comprehensive coverage options. Choose Now Health International if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Aetna International vs Now Health International — FAQ
Which is better, Aetna International or Now Health International?
It depends on your needs. Aetna International has 5,804 providers across 8 cities and offers 2 plans starting from AED 7,000/yr. Now Health International has 3,340 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Aetna International if you need a larger provider network, more comprehensive coverage options. Choose Now Health International if you prioritise lower entry-level premiums.
Is Aetna International cheaper than Now Health International?
No, Now Health International's entry-level plan starts from AED 5,500/yr, while Aetna International's cheapest plan begins at AED 7,000/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.
Which has a bigger network in Dubai, Aetna International or Now Health International?
Aetna International has a larger Dubai network with 3,634 providers, compared to Now Health International's 2,391 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Aetna International or Now Health International cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Aetna International's dental sub-limit goes up to AED 12,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Aetna International to Now Health International?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Aetna International to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Aetna International and Now Health International have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Aetna International and Now Health International plans?
Use the UAE Health Insurance Navigator on this page to compare Aetna International and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Aetna International starts from AED 7,000/yr, Now Health International from AED 5,500/yr, (2) Network size — 5,804 vs 3,340 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Aetna International and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.