Question 1

Which is better, Aetna International or Now Health International?

Accepted Answer

It depends on your needs. Aetna International has 6,001 providers across 8 cities and offers 2 plans starting from AED 7,000/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Aetna International if you need a larger provider network, more comprehensive coverage options. Choose Now Health International if you prioritise lower entry-level premiums.

Question 2

Is Aetna International cheaper than Now Health International?

Accepted Answer

No, Now Health International's entry-level plan starts from AED 5,500/yr, while Aetna International's cheapest plan begins at AED 7,000/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Aetna International or Now Health International?

Accepted Answer

Aetna International has a larger Dubai network with 3,779 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Aetna International or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Aetna International's dental sub-limit goes up to AED 12,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Aetna International to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Aetna International to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Aetna International and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Aetna International and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Aetna International and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Aetna International starts from AED 7,000/yr, Now Health International from AED 5,500/yr, (2) Network size — 6,001 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Aetna International	Now Health International
Type	private	private
Founded	1853	2011
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 7,000 – 36,000	AED 5,500 – 28,000
Total Network Size	6,001	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-423862	800-669

City	Aetna International	vs	Now Health International
Dubai	3,779	vs	2,495
Abu Dhabi	1,252	vs	394
Sharjah	391	vs	262
Al Ain	221	vs	125
Ajman	146	vs	95
Ras Al Khaimah	116	vs	51
Fujairah	78	vs	39
Umm Al Quwain	18	vs	9

Aetna International vs Now Health International

Aetna International

Now Health International

Aetna International vs Now Health International — At a Glance

Network Comparison by City

Aetna International Plans

Aetna Core Health

Aetna Premier

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

Aetna International vs Now Health International — FAQ

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