Aetna International vs IRIS Health

UAE Health Insurance Comparison 2026

Aetna International

private

6,001 providers

2 plans

Est. 1853

DHA, HAAD regulated

IRIS Health

tpa

5,962 providers

2 plans

Est. 2003

DHA, HAAD regulated

Aetna International has 2 plans starting from AED 7,000/yr with 6,001 providers across 8 cities. IRIS Health has 2 plans starting from AED 2,800/yr with 5,962 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Aetna International vs IRIS Health — At a Glance

AttributeAetna InternationalIRIS Health
Typeprivatetpa
Founded18532003
HeadquartersDubaiDubai
RegulatorsDHA, HAADDHA, HAAD
Number of Plans22
Premium RangeAED 7,000 – 36,000AED 2,800 – 11,500
Total Network Size6,0015,962
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesNo
Co-pay Range0% – 20%20%
Claims Phone800-42386204-340-0220

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAetna InternationalvsIRIS Health
Dubai
3,779
vs
3,528
Abu Dhabi
1,252
vs
1,332
Sharjah
391
vs
478
Al Ain
221
vs
259
Ajman
146
vs
149
Ras Al Khaimah
116
vs
126
Fujairah
78
vs
67
Umm Al Quwain
18
vs
23

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Aetna International Plans

Aetna International

Aetna Core Health

Enhanced

Expat professionals and families in the UAE

AED 7,000 – 13,000/yr

Annual limit: AED 1.0M · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
International coverage includedCVS Health global networkMental health and EAP support

6,001 providers

View details →

Aetna International

Aetna Premier

Premium

Senior executives and HNW expats requiring global coverage

AED 19,000 – 36,000/yr

Annual limit: AED 2.0M · private room · 0% co-pay

Dental (AED 12,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage including USA

6,001 providers

View details →

IRIS Health Plans

IRIS Health

IRIS Managed Essential

Basic

Companies using IRIS-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Quality-focused TPAStrong provider credentialingTailored programme design

5,962 providers

View details →

IRIS Health

IRIS Managed Plus

Enhanced

Corporate groups seeking personalised TPA-managed coverage

AED 5,500 – 11,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Customised health programmesDental and optical includedProvider quality monitoring

5,962 providers

View details →

Verdict

Choose Aetna International if you need a larger provider network, more comprehensive coverage options. Choose IRIS Health if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Aetna International vs IRIS Health — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Aetna International and IRIS Health or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.