Aetna International vs Al Sagr National Insurance
UAE Health Insurance Comparison 2026
Aetna International
private6,001 providers
2 plans
Est. 1853
DHA, HAAD regulated
Al Sagr National Insurance
private4,938 providers
2 plans
Est. 1979
HAAD, DHA regulated
Aetna International has 2 plans starting from AED 7,000/yr with 6,001 providers across 8 cities. Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Aetna International vs Al Sagr National Insurance — At a Glance
| Attribute | Aetna International | Al Sagr National Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1853 | 1979 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD | HAAD, DHA |
| Number of Plans | 2 | 2 |
| Premium Range | AED 7,000 – 36,000 | AED 2,200 – 10,000 |
| Total Network Size | 6,001 | 4,938 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-423862 | 02-641-7755 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Aetna International | vs | Al Sagr National Insurance |
|---|---|---|---|
| Dubai | 3,779 | vs | 2,641 |
| Abu Dhabi | 1,252 | vs | 1,396 |
| Sharjah | 391 | vs | 355 |
| Al Ain | 221 | vs | 235 |
| Ajman | 146 | vs | 146 |
| Ras Al Khaimah | 116 | vs | 91 |
| Fujairah | 78 | vs | 58 |
| Umm Al Quwain | 18 | vs | 16 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Aetna International Plans
Aetna International
Aetna Core Health
Expat professionals and families in the UAE
AED 7,000 – 13,000/yr
Annual limit: AED 1.0M · semi-private room · 20% co-pay
6,001 providers
View details →Aetna International
Aetna Premier
Senior executives and HNW expats requiring global coverage
AED 19,000 – 36,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
6,001 providers
View details →Al Sagr National Insurance Plans
Al Sagr National Insurance
Al Sagr Basic Health
Employees in Abu Dhabi meeting mandatory HAAD requirements
AED 2,200 – 4,200/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,938 providers
View details →Al Sagr National Insurance
Al Sagr Enhanced Health
Corporate employees and families in Abu Dhabi and Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,938 providers
View details →Verdict
Choose Aetna International if you need a larger provider network, more comprehensive coverage options. Choose Al Sagr National Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Aetna International vs Al Sagr National Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Aetna International and Al Sagr National Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.