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Sukoon (Oman Insurance) vs Thiqa

UAE Health Insurance Comparison 2026

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

Thiqa

premium

8,142 providers

1 plan

Est. 2005

HAAD regulated

Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Thiqa has 1 plan starting from AED 0/yr with 8,142 providers across 8 cities. Sukoon (Oman Insurance) is strongest in N/A while Thiqa has the most providers in Dubai.

Sukoon (Oman Insurance) vs Thiqa — At a Glance

AttributeSukoon (Oman Insurance)Thiqa
Typeprivatepremium
Founded19752005
HeadquartersDubaiAbu Dhabi
RegulatorsDHA, HAAD, MOHAPHAAD
Number of Plans31
Premium RangeAED 2,700 – 30,000AED 0 – 0
Total Network Size08,142
Cities Covered08
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesYes
Co-pay Range0% – 20%0%
Claims Phone800-466268800-42626

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CitySukoon (Oman Insurance)vsThiqa
Dubai
0
vs
3,164
Abu Dhabi
0
vs
2,481
Sharjah
0
vs
922
Al Ain
0
vs
807
Ajman
0
vs
318
Ras Al Khaimah
0
vs
234
Fujairah
0
vs
170
Umm Al Quwain
0
vs
46

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Thiqa Plans

Thiqa

Thiqa

VIP

UAE nationals and their dependants in Abu Dhabi

Government-funded

Annual limit: Unlimited · private room · 0% co-pay

Dental
Optical
Maternity
Mental Health
International
Unlimited annual coverageZero co-pay across all servicesInternational treatment coverage (with approval)

8,142 providers

View details →

Verdict

Choose Sukoon (Oman Insurance) if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network, presence in 8 cities. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Sukoon (Oman Insurance) vs Thiqa — FAQ

Which is better, Sukoon (Oman Insurance) or Thiqa?

It depends on your needs. Sukoon (Oman Insurance) has 0 providers across 0 cities and offers 3 plans starting from AED 2,700/yr. Thiqa has 8,142 providers across 8 cities with 1 plans from AED 0/yr. Choose Sukoon (Oman Insurance) if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network, presence in 8 cities.

Is Sukoon (Oman Insurance) cheaper than Thiqa?

No, Thiqa's entry-level plan starts from AED 0/yr, while Sukoon (Oman Insurance)'s cheapest plan begins at AED 2,700/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Which has a bigger network in Dubai, Sukoon (Oman Insurance) or Thiqa?

Thiqa has a larger Dubai network with 3,164 providers, compared to Sukoon (Oman Insurance)'s 0 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does Sukoon (Oman Insurance) or Thiqa cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. Sukoon (Oman Insurance)'s dental sub-limit goes up to AED 8,000/yr, while Thiqa offers up to AED 0/yr. Basic plans from both insurers typically exclude dental.

Can I switch from Sukoon (Oman Insurance) to Thiqa?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Sukoon (Oman Insurance) to Thiqa (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Sukoon (Oman Insurance) and Thiqa have dedicated claims and onboarding teams to facilitate the transition.

How do I compare Sukoon (Oman Insurance) and Thiqa plans?

Use the UAE Health Insurance Navigator on this page to compare Sukoon (Oman Insurance) and Thiqa side-by-side. Key factors to compare: (1) Annual premium — Sukoon (Oman Insurance) starts from AED 2,700/yr, Thiqa from AED 0/yr, (2) Network size — 0 vs 8,142 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Sukoon (Oman Insurance) and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.