Question 1

Which is better, Now Health International or Watania (ADNTC)?

Accepted Answer

It depends on your needs. Now Health International has 3,470 providers across 8 cities and offers 2 plans starting from AED 5,500/yr. Watania (ADNTC) has 4,914 providers across 8 cities with 2 plans from AED 2,200/yr. Choose Now Health International if you need more comprehensive coverage options. Choose Watania (ADNTC) if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is Now Health International cheaper than Watania (ADNTC)?

Accepted Answer

No, Watania (ADNTC)'s entry-level plan starts from AED 2,200/yr, while Now Health International's cheapest plan begins at AED 5,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Now Health International or Watania (ADNTC)?

Accepted Answer

Now Health International has a larger Dubai network with 2,495 providers, compared to Watania (ADNTC)'s 1,716 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Now Health International or Watania (ADNTC) cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Now Health International's dental sub-limit goes up to AED 7,500/yr, while Watania (ADNTC) offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Now Health International to Watania (ADNTC)?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Now Health International to Watania (ADNTC) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Now Health International and Watania (ADNTC) have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Now Health International and Watania (ADNTC) plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Now Health International and Watania (ADNTC) side-by-side. Key factors to compare: (1) Annual premium — Now Health International starts from AED 5,500/yr, Watania (ADNTC) from AED 2,200/yr, (2) Network size — 3,470 vs 4,914 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Now Health International	Watania (ADNTC)
Type	private	private
Founded	2011	2011
Headquarters	Dubai	Abu Dhabi
Regulators	DHA, HAAD	HAAD, MOHAP
Number of Plans	2	2
Premium Range	AED 5,500 – 28,000	AED 2,200 – 10,000
Total Network Size	3,470	4,914
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	800-669	800-928264

City	Now Health International	vs	Watania (ADNTC)
Dubai	2,495	vs	1,716
Abu Dhabi	394	vs	1,750
Sharjah	262	vs	639
Al Ain	125	vs	479
Ajman	95	vs	156
Ras Al Khaimah	51	vs	89
Fujairah	39	vs	66
Umm Al Quwain	9	vs	19

Now Health International vs Watania (ADNTC)

Now Health International

Watania (ADNTC)

Now Health International vs Watania (ADNTC) — At a Glance

Network Comparison by City

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Watania (ADNTC) Plans

Watania Basic Takaful

Watania Enhanced Takaful

Verdict

Now Health International vs Watania (ADNTC) — FAQ

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