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Now Health International vs Thiqa

UAE Health Insurance Comparison 2026

Now Health International

private

3,418 providers

2 plans

Est. 2011

DHA, HAAD regulated

Thiqa

premium

8,142 providers

1 plan

Est. 2005

HAAD regulated

Now Health International has 2 plans starting from AED 5,500/yr with 3,418 providers across 8 cities. Thiqa has 1 plan starting from AED 0/yr with 8,142 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Now Health International vs Thiqa — At a Glance

AttributeNow Health InternationalThiqa
Typeprivatepremium
Founded20112005
HeadquartersDubaiAbu Dhabi
RegulatorsDHA, HAADHAAD
Number of Plans21
Premium RangeAED 5,500 – 28,000AED 0 – 0
Total Network Size3,4188,142
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesYes
Co-pay Range0% – 20%0%
Claims Phone800-669800-42626

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNow Health InternationalvsThiqa
Dubai
2,455
vs
3,164
Abu Dhabi
394
vs
2,481
Sharjah
258
vs
922
Al Ain
122
vs
807
Ajman
94
vs
318
Ras Al Khaimah
49
vs
234
Fujairah
37
vs
170
Umm Al Quwain
9
vs
46

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,418 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,418 providers

View details →

Thiqa Plans

Thiqa

Thiqa

VIP

UAE nationals and their dependants in Abu Dhabi

Government-funded

Annual limit: Unlimited · private room · 0% co-pay

Dental
Optical
Maternity
Mental Health
International
Unlimited annual coverageZero co-pay across all servicesInternational treatment coverage (with approval)

8,142 providers

View details →

Verdict

Choose Now Health International if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Now Health International vs Thiqa — FAQ

Which is better, Now Health International or Thiqa?

It depends on your needs. Now Health International has 3,418 providers across 8 cities and offers 2 plans starting from AED 5,500/yr. Thiqa has 8,142 providers across 8 cities with 1 plans from AED 0/yr. Choose Now Health International if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network.

Is Now Health International cheaper than Thiqa?

No, Thiqa's entry-level plan starts from AED 0/yr, while Now Health International's cheapest plan begins at AED 5,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Which has a bigger network in Dubai, Now Health International or Thiqa?

Thiqa has a larger Dubai network with 3,164 providers, compared to Now Health International's 2,455 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does Now Health International or Thiqa cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. Now Health International's dental sub-limit goes up to AED 7,500/yr, while Thiqa offers up to AED 0/yr. Basic plans from both insurers typically exclude dental.

Can I switch from Now Health International to Thiqa?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Now Health International to Thiqa (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Now Health International and Thiqa have dedicated claims and onboarding teams to facilitate the transition.

How do I compare Now Health International and Thiqa plans?

Use the UAE Health Insurance Navigator on this page to compare Now Health International and Thiqa side-by-side. Key factors to compare: (1) Annual premium — Now Health International starts from AED 5,500/yr, Thiqa from AED 0/yr, (2) Network size — 3,418 vs 8,142 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Now Health International and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.