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NAS (NextCare) vs Sukoon (Oman Insurance)

UAE Health Insurance Comparison 2026

NAS (NextCare)

tpa

10,492 providers

2 plans

Est. 1999

DHA, HAAD, MOHAP regulated

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,492 providers across 8 cities. Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. NAS (NextCare) is strongest in Dubai while Sukoon (Oman Insurance) has the most providers in N/A.

NAS (NextCare) vs Sukoon (Oman Insurance) — At a Glance

AttributeNAS (NextCare)Sukoon (Oman Insurance)
Typetpaprivate
Founded19991975
HeadquartersDubaiDubai
RegulatorsDHA, HAAD, MOHAPDHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,500 – 13,000AED 2,700 – 30,000
Total Network Size10,4920
Cities Covered80
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone800-627800-466268

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNAS (NextCare)vsSukoon (Oman Insurance)
Dubai
5,118
vs
0
Abu Dhabi
2,355
vs
0
Sharjah
1,617
vs
0
Al Ain
572
vs
0
Ajman
368
vs
0
Ras Al Khaimah
248
vs
0
Fujairah
167
vs
0
Umm Al Quwain
47
vs
0

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

NAS (NextCare) Plans

NAS (NextCare)

NextCare Essential

Basic

Mandatory compliance for employers across UAE

AED 2,500 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantReal-time claims processingExtensive UAE network

10,492 providers

View details →

NAS (NextCare)

NextCare Gold

Enhanced

Corporate employees seeking comprehensive TPA-managed coverage

AED 6,000 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Largest TPA network in UAEDental and optical includedAlternative medicine covered

10,492 providers

View details →

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Verdict

Choose NAS (NextCare) if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

NAS (NextCare) vs Sukoon (Oman Insurance) — FAQ

Which is better, NAS (NextCare) or Sukoon (Oman Insurance)?

It depends on your needs. NAS (NextCare) has 10,492 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Sukoon (Oman Insurance) has 0 providers across 0 cities with 3 plans from AED 2,700/yr. Choose NAS (NextCare) if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options.

Is NAS (NextCare) cheaper than Sukoon (Oman Insurance)?

Yes, NAS (NextCare)'s entry-level plan starts from AED 2,500/yr, compared to Sukoon (Oman Insurance)'s cheapest plan at AED 2,700/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Which has a bigger network in Dubai, NAS (NextCare) or Sukoon (Oman Insurance)?

NAS (NextCare) has a larger Dubai network with 5,118 providers, compared to Sukoon (Oman Insurance)'s 0 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Does NAS (NextCare) or Sukoon (Oman Insurance) cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. NAS (NextCare)'s dental sub-limit goes up to AED 4,000/yr, while Sukoon (Oman Insurance) offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Can I switch from NAS (NextCare) to Sukoon (Oman Insurance)?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from NAS (NextCare) to Sukoon (Oman Insurance) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both NAS (NextCare) and Sukoon (Oman Insurance) have dedicated claims and onboarding teams to facilitate the transition.

How do I compare NAS (NextCare) and Sukoon (Oman Insurance) plans?

Use the UAE Health Insurance Navigator on this page to compare NAS (NextCare) and Sukoon (Oman Insurance) side-by-side. Key factors to compare: (1) Annual premium — NAS (NextCare) starts from AED 2,500/yr, Sukoon (Oman Insurance) from AED 2,700/yr, (2) Network size — 10,492 vs 0 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from NAS (NextCare) and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.