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NAS (NextCare) vs Now Health International

UAE Health Insurance Comparison 2026

NAS (NextCare)

tpa

10,492 providers

2 plans

Est. 1999

DHA, HAAD, MOHAP regulated

Now Health International

private

3,418 providers

2 plans

Est. 2011

DHA, HAAD regulated

NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,492 providers across 8 cities. Now Health International has 2 plans starting from AED 5,500/yr with 3,418 providers across 8 cities. Both insurers have their strongest presence in Dubai.

NAS (NextCare) vs Now Health International — At a Glance

AttributeNAS (NextCare)Now Health International
Typetpaprivate
Founded19992011
HeadquartersDubaiDubai
RegulatorsDHA, HAAD, MOHAPDHA, HAAD
Number of Plans22
Premium RangeAED 2,500 – 13,000AED 5,500 – 28,000
Total Network Size10,4923,418
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone800-627800-669

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNAS (NextCare)vsNow Health International
Dubai
5,118
vs
2,455
Abu Dhabi
2,355
vs
394
Sharjah
1,617
vs
258
Al Ain
572
vs
122
Ajman
368
vs
94
Ras Al Khaimah
248
vs
49
Fujairah
167
vs
37
Umm Al Quwain
47
vs
9

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

NAS (NextCare) Plans

NAS (NextCare)

NextCare Essential

Basic

Mandatory compliance for employers across UAE

AED 2,500 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantReal-time claims processingExtensive UAE network

10,492 providers

View details →

NAS (NextCare)

NextCare Gold

Enhanced

Corporate employees seeking comprehensive TPA-managed coverage

AED 6,000 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Largest TPA network in UAEDental and optical includedAlternative medicine covered

10,492 providers

View details →

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,418 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,418 providers

View details →

Verdict

Choose NAS (NextCare) if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

NAS (NextCare) vs Now Health International — FAQ

Which is better, NAS (NextCare) or Now Health International?

It depends on your needs. NAS (NextCare) has 10,492 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Now Health International has 3,418 providers across 8 cities with 2 plans from AED 5,500/yr. Choose NAS (NextCare) if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Is NAS (NextCare) cheaper than Now Health International?

Yes, NAS (NextCare)'s entry-level plan starts from AED 2,500/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Which has a bigger network in Dubai, NAS (NextCare) or Now Health International?

NAS (NextCare) has a larger Dubai network with 5,118 providers, compared to Now Health International's 2,455 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Does NAS (NextCare) or Now Health International cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. NAS (NextCare)'s dental sub-limit goes up to AED 4,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from NAS (NextCare) to Now Health International?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from NAS (NextCare) to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both NAS (NextCare) and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

How do I compare NAS (NextCare) and Now Health International plans?

Use the UAE Health Insurance Navigator on this page to compare NAS (NextCare) and Now Health International side-by-side. Key factors to compare: (1) Annual premium — NAS (NextCare) starts from AED 2,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 10,492 vs 3,418 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from NAS (NextCare) and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.