NAS (NextCare) vs National General Insurance

UAE Health Insurance Comparison 2026

NAS (NextCare)

tpa

10,619 providers

2 plans

Est. 1999

DHA, HAAD, MOHAP regulated

National General Insurance

private

5,012 providers

2 plans

Est. 1980

DHA, HAAD regulated

NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,619 providers across 8 cities. National General Insurance has 2 plans starting from AED 2,000/yr with 5,012 providers across 8 cities. NAS (NextCare) is strongest in Dubai while National General Insurance has the most providers in Abu Dhabi.

NAS (NextCare) vs National General Insurance — At a Glance

AttributeNAS (NextCare)National General Insurance
Typetpaprivate
Founded19991980
HeadquartersDubaiDubai
RegulatorsDHA, HAAD, MOHAPDHA, HAAD
Number of Plans22
Premium RangeAED 2,500 – 13,000AED 2,000 – 9,000
Total Network Size10,6195,012
Cities Covered88
DentalYesYes
OpticalYesNo
MaternityYesYes
Mental HealthYesNo
InternationalNoNo
Co-pay Range20%20%
Claims Phone800-62702-619-1100

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNAS (NextCare)vsNational General Insurance
Dubai
5,200
vs
1,776
Abu Dhabi
2,357
vs
1,811
Sharjah
1,628
vs
589
Al Ain
584
vs
482
Ajman
374
vs
160
Ras Al Khaimah
261
vs
109
Fujairah
168
vs
62
Umm Al Quwain
47
vs
23

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

NAS (NextCare) Plans

NAS (NextCare)

NextCare Essential

Basic

Mandatory compliance for employers across UAE

AED 2,500 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantReal-time claims processingExtensive UAE network

10,619 providers

View details →

NAS (NextCare)

NextCare Gold

Enhanced

Corporate employees seeking comprehensive TPA-managed coverage

AED 6,000 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Largest TPA network in UAEDental and optical includedAlternative medicine covered

10,619 providers

View details →

National General Insurance Plans

National General Insurance

NGI Basic Health

Basic

Blue-collar and mid-level employees in Abu Dhabi

AED 2,000 – 3,800/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD compliantMost affordable Abu Dhabi plansSimple no-frills coverage

5,012 providers

View details →

National General Insurance

NGI Enhanced Health

Enhanced

White-collar employees and families in Abu Dhabi

AED 4,500 – 9,000/yr

Annual limit: AED 400,000 · semi-private room · 20% co-pay

Dental (AED 2,500)
Optical
Maternity
Mental Health
International
Dental coverage includedSemi-private roomAbu Dhabi private hospital access

5,012 providers

View details →

Verdict

Choose NAS (NextCare) if you need a larger provider network, more comprehensive coverage options. Choose National General Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

NAS (NextCare) vs National General Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from NAS (NextCare) and National General Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.