MSH International vs Thiqa
UAE Health Insurance Comparison 2026
MSH International
private4,738 providers
2 plans
Est. 1974
DHA, HAAD regulated
Thiqa
premium8,241 providers
1 plan
Est. 2005
HAAD regulated
MSH International has 2 plans starting from AED 6,500/yr with 4,738 providers across 8 cities. Thiqa has 1 plan starting from AED 0/yr with 8,241 providers across 8 cities. Both insurers have their strongest presence in Dubai.
MSH International vs Thiqa — At a Glance
| Attribute | MSH International | Thiqa |
|---|---|---|
| Type | private | premium |
| Founded | 1974 | 2005 |
| Headquarters | Dubai | Abu Dhabi |
| Regulators | DHA, HAAD | HAAD |
| Number of Plans | 2 | 1 |
| Premium Range | AED 6,500 – 30,000 | AED 0 – 0 |
| Total Network Size | 4,738 | 8,241 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | Yes |
| Co-pay Range | 0% – 20% | 0% |
| Claims Phone | 04-327-3500 | 800-42626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | MSH International | vs | Thiqa |
|---|---|---|---|
| Dubai | 2,896 | vs | 3,226 |
| Abu Dhabi | 1,054 | vs | 2,483 |
| Sharjah | 334 | vs | 928 |
| Al Ain | 182 | vs | 821 |
| Ajman | 108 | vs | 324 |
| Ras Al Khaimah | 91 | vs | 241 |
| Fujairah | 60 | vs | 171 |
| Umm Al Quwain | 13 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
MSH International Plans
MSH International
MSH Essential Plus
Expat professionals and families in the UAE
AED 6,500 – 12,000/yr
Annual limit: AED 800,000 · semi-private room · 20% co-pay
4,738 providers
View details →MSH International
MSH Premium International
Executives and families needing worldwide coverage
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
4,738 providers
View details →Thiqa Plans
Thiqa
Thiqa
UAE nationals and their dependants in Abu Dhabi
Government-funded
Annual limit: Unlimited · private room · 0% co-pay
8,241 providers
View details →Verdict
Choose MSH International if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
MSH International vs Thiqa — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from MSH International and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.