MSH International vs NAS (NextCare)

UAE Health Insurance Comparison 2026

MSH International

private

4,738 providers

2 plans

Est. 1974

DHA, HAAD regulated

NAS (NextCare)

tpa

10,619 providers

2 plans

Est. 1999

DHA, HAAD, MOHAP regulated

MSH International has 2 plans starting from AED 6,500/yr with 4,738 providers across 8 cities. NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,619 providers across 8 cities. Both insurers have their strongest presence in Dubai.

MSH International vs NAS (NextCare) — At a Glance

AttributeMSH InternationalNAS (NextCare)
Typeprivatetpa
Founded19741999
HeadquartersDubaiDubai
RegulatorsDHA, HAADDHA, HAAD, MOHAP
Number of Plans22
Premium RangeAED 6,500 – 30,000AED 2,500 – 13,000
Total Network Size4,73810,619
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesNo
Co-pay Range0% – 20%20%
Claims Phone04-327-3500800-627

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityMSH InternationalvsNAS (NextCare)
Dubai
2,896
vs
5,200
Abu Dhabi
1,054
vs
2,357
Sharjah
334
vs
1,628
Al Ain
182
vs
584
Ajman
108
vs
374
Ras Al Khaimah
91
vs
261
Fujairah
60
vs
168
Umm Al Quwain
13
vs
47

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

MSH International Plans

MSH International

MSH Essential Plus

Enhanced

Expat professionals and families in the UAE

AED 6,500 – 12,000/yr

Annual limit: AED 800,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
International emergency coverageStrong European hospital networkMultilingual support (EN/FR/AR)

4,738 providers

View details →

MSH International

MSH Premium International

Premium

Executives and families needing worldwide coverage

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

4,738 providers

View details →

NAS (NextCare) Plans

NAS (NextCare)

NextCare Essential

Basic

Mandatory compliance for employers across UAE

AED 2,500 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantReal-time claims processingExtensive UAE network

10,619 providers

View details →

NAS (NextCare)

NextCare Gold

Enhanced

Corporate employees seeking comprehensive TPA-managed coverage

AED 6,000 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Largest TPA network in UAEDental and optical includedAlternative medicine covered

10,619 providers

View details →

Verdict

Choose MSH International if you need more comprehensive coverage options. Choose NAS (NextCare) if you prioritise a larger provider network, lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

MSH International vs NAS (NextCare) — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from MSH International and NAS (NextCare) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.