Hayah Insurance vs Orient Insurance
UAE Health Insurance Comparison 2026
Hayah Insurance
private3,567 providers
2 plans
Est. 2008
HAAD regulated
Orient Insurance
private9,631 providers
3 plans
Est. 1982
DHA, HAAD, MOHAP regulated
Hayah Insurance has 2 plans starting from AED 2,400/yr with 3,567 providers across 8 cities. Orient Insurance has 3 plans starting from AED 2,400/yr with 9,631 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Hayah Insurance vs Orient Insurance — At a Glance
| Attribute | Hayah Insurance | Orient Insurance |
|---|---|---|
| Type | private | private |
| Founded | 2008 | 1982 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 3 |
| Premium Range | AED 2,400 – 10,000 | AED 2,400 – 30,000 |
| Total Network Size | 3,567 | 9,631 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 800-42924 | 800-674368 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Hayah Insurance | vs | Orient Insurance |
|---|---|---|---|
| Dubai | 1,575 | vs | 5,039 |
| Abu Dhabi | 1,165 | vs | 2,068 |
| Sharjah | 289 | vs | 1,500 |
| Al Ain | 298 | vs | 439 |
| Ajman | 116 | vs | 250 |
| Ras Al Khaimah | 68 | vs | 168 |
| Fujairah | 46 | vs | 136 |
| Umm Al Quwain | 10 | vs | 31 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Hayah Insurance Plans
Hayah Insurance
Hayah Basic Health
Individuals and small businesses in Abu Dhabi
AED 2,400 – 4,300/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
3,567 providers
View details →Hayah Insurance
Hayah Family Care
Families and corporate employees in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
3,567 providers
View details →Orient Insurance Plans
Orient Insurance
Orient Essential Health
SMEs and individuals meeting mandatory health insurance requirements
AED 2,400 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,631 providers
View details →Orient Insurance
Orient Corporate Gold
Corporate employees and families across UAE
AED 5,500 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
9,631 providers
View details →Orient Insurance
Orient Executive
Executives and senior management
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
9,631 providers
View details →Verdict
Choose Hayah Insurance if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Hayah Insurance vs Orient Insurance — FAQ
Which is better, Hayah Insurance or Orient Insurance?
It depends on your needs. Hayah Insurance has 3,567 providers across 8 cities and offers 2 plans starting from AED 2,400/yr. Orient Insurance has 9,631 providers across 8 cities with 3 plans from AED 2,400/yr. Choose Hayah Insurance if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, more plan tiers to choose from, more comprehensive coverage options.
Is Hayah Insurance cheaper than Orient Insurance?
Both Hayah Insurance and Orient Insurance have entry-level plans starting from AED 2,400/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.
Which has a bigger network in Dubai, Hayah Insurance or Orient Insurance?
Orient Insurance has a larger Dubai network with 5,039 providers, compared to Hayah Insurance's 1,575 providers. Network sizes are based on the UAE Open Healthcare Directory data.
Does Hayah Insurance or Orient Insurance cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Hayah Insurance's dental sub-limit goes up to AED 3,000/yr, while Orient Insurance offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Hayah Insurance to Orient Insurance?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Hayah Insurance to Orient Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Hayah Insurance and Orient Insurance have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Hayah Insurance and Orient Insurance plans?
Use the UAE Health Insurance Navigator on this page to compare Hayah Insurance and Orient Insurance side-by-side. Key factors to compare: (1) Annual premium — Hayah Insurance starts from AED 2,400/yr, Orient Insurance from AED 2,400/yr, (2) Network size — 3,567 vs 9,631 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Hayah Insurance and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.