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GlobeMed vs National General Insurance

UAE Health Insurance Comparison 2026

GlobeMed

tpa

8,600 providers

2 plans

Est. 1991

DHA, HAAD, MOHAP regulated

National General Insurance

private

4,955 providers

2 plans

Est. 1980

DHA, HAAD regulated

GlobeMed has 2 plans starting from AED 2,600/yr with 8,600 providers across 8 cities. National General Insurance has 2 plans starting from AED 2,000/yr with 4,955 providers across 8 cities. GlobeMed is strongest in Dubai while National General Insurance has the most providers in Abu Dhabi.

GlobeMed vs National General Insurance — At a Glance

AttributeGlobeMedNational General Insurance
Typetpaprivate
Founded19911980
HeadquartersDubai (HQ Lebanon)Dubai
RegulatorsDHA, HAAD, MOHAPDHA, HAAD
Number of Plans22
Premium RangeAED 2,600 – 12,000AED 2,000 – 9,000
Total Network Size8,6004,955
Cities Covered88
DentalYesYes
OpticalYesNo
MaternityYesYes
Mental HealthYesNo
InternationalNoNo
Co-pay Range20%20%
Claims Phone04-425-330002-619-1100

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityGlobeMedvsNational General Insurance
Dubai
4,550
vs
1,745
Abu Dhabi
1,926
vs
1,809
Sharjah
1,201
vs
585
Al Ain
378
vs
471
Ajman
235
vs
158
Ras Al Khaimah
171
vs
103
Fujairah
115
vs
61
Umm Al Quwain
24
vs
23

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

GlobeMed Plans

GlobeMed

GlobeMed Managed Essential

Basic

Employers using GlobeMed-administered plans for mandatory compliance

AED 2,600 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
All-emirate TPA networkFast electronic claimsMultiple underwriter options

8,600 providers

View details →

GlobeMed

GlobeMed Managed Plus

Enhanced

Corporate groups seeking enhanced TPA-managed coverage

AED 5,500 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Extensive regional TPA networkDental and optical includedFlexible underwriter partnerships

8,600 providers

View details →

National General Insurance Plans

National General Insurance

NGI Basic Health

Basic

Blue-collar and mid-level employees in Abu Dhabi

AED 2,000 – 3,800/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD compliantMost affordable Abu Dhabi plansSimple no-frills coverage

4,955 providers

View details →

National General Insurance

NGI Enhanced Health

Enhanced

White-collar employees and families in Abu Dhabi

AED 4,500 – 9,000/yr

Annual limit: AED 400,000 · semi-private room · 20% co-pay

Dental (AED 2,500)
Optical
Maternity
Mental Health
International
Dental coverage includedSemi-private roomAbu Dhabi private hospital access

4,955 providers

View details →

Verdict

Choose GlobeMed if you need a larger provider network, more comprehensive coverage options. Choose National General Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

GlobeMed vs National General Insurance — FAQ

Which is better, GlobeMed or National General Insurance?

It depends on your needs. GlobeMed has 8,600 providers across 8 cities and offers 2 plans starting from AED 2,600/yr. National General Insurance has 4,955 providers across 8 cities with 2 plans from AED 2,000/yr. Choose GlobeMed if you need a larger provider network, more comprehensive coverage options. Choose National General Insurance if you prioritise lower entry-level premiums.

Is GlobeMed cheaper than National General Insurance?

No, National General Insurance's entry-level plan starts from AED 2,000/yr, while GlobeMed's cheapest plan begins at AED 2,600/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Which has a bigger network in Dubai, GlobeMed or National General Insurance?

GlobeMed has a larger Dubai network with 4,550 providers, compared to National General Insurance's 1,745 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Does GlobeMed or National General Insurance cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. GlobeMed's dental sub-limit goes up to AED 3,500/yr, while National General Insurance offers up to AED 2,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from GlobeMed to National General Insurance?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GlobeMed to National General Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GlobeMed and National General Insurance have dedicated claims and onboarding teams to facilitate the transition.

How do I compare GlobeMed and National General Insurance plans?

Use the UAE Health Insurance Navigator on this page to compare GlobeMed and National General Insurance side-by-side. Key factors to compare: (1) Annual premium — GlobeMed starts from AED 2,600/yr, National General Insurance from AED 2,000/yr, (2) Network size — 8,600 vs 4,955 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from GlobeMed and National General Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.