GIG Gulf vs Thiqa
UAE Health Insurance Comparison 2026
GIG Gulf
private7,697 providers
3 plans
Est. 1962
DHA, HAAD, MOHAP regulated
Thiqa
premium8,241 providers
1 plan
Est. 2005
HAAD regulated
GIG Gulf has 3 plans starting from AED 2,800/yr with 7,697 providers across 8 cities. Thiqa has 1 plan starting from AED 0/yr with 8,241 providers across 8 cities. Both insurers have their strongest presence in Dubai.
GIG Gulf vs Thiqa — At a Glance
| Attribute | GIG Gulf | Thiqa |
|---|---|---|
| Type | private | premium |
| Founded | 1962 | 2005 |
| Headquarters | Kuwait / Dubai | Abu Dhabi |
| Regulators | DHA, HAAD, MOHAP | HAAD |
| Number of Plans | 3 | 1 |
| Premium Range | AED 2,800 – 28,000 | AED 0 – 0 |
| Total Network Size | 7,697 | 8,241 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | Yes |
| Co-pay Range | 0% – 20% | 0% |
| Claims Phone | 800-444 | 800-42626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | GIG Gulf | vs | Thiqa |
|---|---|---|---|
| Dubai | 4,165 | vs | 3,226 |
| Abu Dhabi | 1,674 | vs | 2,483 |
| Sharjah | 1,045 | vs | 928 |
| Al Ain | 297 | vs | 821 |
| Ajman | 227 | vs | 324 |
| Ras Al Khaimah | 155 | vs | 241 |
| Fujairah | 113 | vs | 171 |
| Umm Al Quwain | 21 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
GIG Gulf Plans
GIG Gulf
GIG Gulf Essential
SMEs and individuals meeting mandatory requirements across UAE
AED 2,800 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
7,697 providers
View details →GIG Gulf
GIG Gulf Corporate Plus
Corporate employees and families across UAE
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
7,697 providers
View details →GIG Gulf
GIG Gulf Executive
Senior management and executives
AED 15,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
7,697 providers
View details →Thiqa Plans
Thiqa
Thiqa
UAE nationals and their dependants in Abu Dhabi
Government-funded
Annual limit: Unlimited · private room · 0% co-pay
8,241 providers
View details →Verdict
Choose GIG Gulf if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
GIG Gulf vs Thiqa — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from GIG Gulf and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.