GIG Gulf vs NAS (NextCare)

UAE Health Insurance Comparison 2026

GIG Gulf

private

7,697 providers

3 plans

Est. 1962

DHA, HAAD, MOHAP regulated

NAS (NextCare)

tpa

10,619 providers

2 plans

Est. 1999

DHA, HAAD, MOHAP regulated

GIG Gulf has 3 plans starting from AED 2,800/yr with 7,697 providers across 8 cities. NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,619 providers across 8 cities. Both insurers have their strongest presence in Dubai.

GIG Gulf vs NAS (NextCare) — At a Glance

AttributeGIG GulfNAS (NextCare)
Typeprivatetpa
Founded19621999
HeadquartersKuwait / DubaiDubai
RegulatorsDHA, HAAD, MOHAPDHA, HAAD, MOHAP
Number of Plans32
Premium RangeAED 2,800 – 28,000AED 2,500 – 13,000
Total Network Size7,69710,619
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesNo
Co-pay Range0% – 20%20%
Claims Phone800-444800-627

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityGIG GulfvsNAS (NextCare)
Dubai
4,165
vs
5,200
Abu Dhabi
1,674
vs
2,357
Sharjah
1,045
vs
1,628
Al Ain
297
vs
584
Ajman
227
vs
374
Ras Al Khaimah
155
vs
261
Fujairah
113
vs
168
Umm Al Quwain
21
vs
47

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

GIG Gulf Plans

GIG Gulf

GIG Gulf Essential

Basic

SMEs and individuals meeting mandatory requirements across UAE

AED 2,800 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliant (DHA/HAAD/MOHAP)Competitive group ratesBroad UAE network

7,697 providers

View details →

GIG Gulf

GIG Gulf Corporate Plus

Enhanced

Corporate employees and families across UAE

AED 5,500 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
All-emirate coverageDental and optical includedMental health support

7,697 providers

View details →

GIG Gulf

GIG Gulf Executive

Premium

Senior management and executives

AED 15,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

7,697 providers

View details →

NAS (NextCare) Plans

NAS (NextCare)

NextCare Essential

Basic

Mandatory compliance for employers across UAE

AED 2,500 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantReal-time claims processingExtensive UAE network

10,619 providers

View details →

NAS (NextCare)

NextCare Gold

Enhanced

Corporate employees seeking comprehensive TPA-managed coverage

AED 6,000 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Largest TPA network in UAEDental and optical includedAlternative medicine covered

10,619 providers

View details →

Verdict

Choose GIG Gulf if you need more plan tiers to choose from, more comprehensive coverage options. Choose NAS (NextCare) if you prioritise a larger provider network, lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

GIG Gulf vs NAS (NextCare) — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from GIG Gulf and NAS (NextCare) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.