Question 1

Which is better, GIG Gulf or GlobeMed?

Accepted Answer

It depends on your needs. GIG Gulf has 7,697 providers across 8 cities and offers 3 plans starting from AED 2,800/yr. GlobeMed has 8,707 providers across 8 cities with 2 plans from AED 2,600/yr. Choose GIG Gulf if you need more plan tiers to choose from, more comprehensive coverage options. Choose GlobeMed if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is GIG Gulf cheaper than GlobeMed?

Accepted Answer

No, GlobeMed's entry-level plan starts from AED 2,600/yr, while GIG Gulf's cheapest plan begins at AED 2,800/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, GIG Gulf or GlobeMed?

Accepted Answer

GlobeMed has a larger Dubai network with 4,627 providers, compared to GIG Gulf's 4,165 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does GIG Gulf or GlobeMed cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. GIG Gulf's dental sub-limit goes up to AED 8,000/yr, while GlobeMed offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from GIG Gulf to GlobeMed?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GIG Gulf to GlobeMed (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GIG Gulf and GlobeMed have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare GIG Gulf and GlobeMed plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare GIG Gulf and GlobeMed side-by-side. Key factors to compare: (1) Annual premium — GIG Gulf starts from AED 2,800/yr, GlobeMed from AED 2,600/yr, (2) Network size — 7,697 vs 8,707 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	GIG Gulf	GlobeMed
Type	private	tpa
Founded	1962	1991
Headquarters	Kuwait / Dubai	Dubai (HQ Lebanon)
Regulators	DHA, HAAD, MOHAP	DHA, HAAD, MOHAP
Number of Plans	3	2
Premium Range	AED 2,800 – 28,000	AED 2,600 – 12,000
Total Network Size	7,697	8,707
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	800-444	04-425-3300

City	GIG Gulf	vs	GlobeMed
Dubai	4,165	vs	4,627
Abu Dhabi	1,674	vs	1,928
Sharjah	1,045	vs	1,209
Al Ain	297	vs	384
Ajman	227	vs	241
Ras Al Khaimah	155	vs	178
Fujairah	113	vs	116
Umm Al Quwain	21	vs	24

GIG Gulf vs GlobeMed

GIG Gulf

GlobeMed

GIG Gulf vs GlobeMed — At a Glance

Network Comparison by City

GIG Gulf Plans

GIG Gulf Essential

GIG Gulf Corporate Plus

GIG Gulf Executive

GlobeMed Plans

GlobeMed Managed Essential

GlobeMed Managed Plus

Verdict

GIG Gulf vs GlobeMed — FAQ

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