Emirates Insurance Company vs Thiqa
UAE Health Insurance Comparison 2026
Emirates Insurance Company
private5,672 providers
2 plans
Est. 1982
DHA, MOHAP regulated
Thiqa
premium8,241 providers
1 plan
Est. 2005
HAAD regulated
Emirates Insurance Company has 2 plans starting from AED 2,200/yr with 5,672 providers across 8 cities. Thiqa has 1 plan starting from AED 0/yr with 8,241 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Emirates Insurance Company vs Thiqa — At a Glance
| Attribute | Emirates Insurance Company | Thiqa |
|---|---|---|
| Type | private | premium |
| Founded | 1982 | 2005 |
| Headquarters | Abu Dhabi | Abu Dhabi |
| Regulators | DHA, MOHAP | HAAD |
| Number of Plans | 2 | 1 |
| Premium Range | AED 2,200 – 11,000 | AED 0 – 0 |
| Total Network Size | 5,672 | 8,241 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% |
| Claims Phone | 800-364728 | 800-42626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Emirates Insurance Company | vs | Thiqa |
|---|---|---|---|
| Dubai | 3,325 | vs | 3,226 |
| Abu Dhabi | 714 | vs | 2,483 |
| Sharjah | 905 | vs | 928 |
| Al Ain | 227 | vs | 821 |
| Ajman | 295 | vs | 324 |
| Ras Al Khaimah | 112 | vs | 241 |
| Fujairah | 74 | vs | 171 |
| Umm Al Quwain | 20 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Emirates Insurance Company Plans
Emirates Insurance Company
Emirates Essential Health
Individuals and SMEs in Dubai and Northern Emirates
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,672 providers
View details →Emirates Insurance Company
Emirates Corporate Health
Corporate employees in Dubai and Northern Emirates
AED 5,000 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,672 providers
View details →Thiqa Plans
Thiqa
Thiqa
UAE nationals and their dependants in Abu Dhabi
Government-funded
Annual limit: Unlimited · private room · 0% co-pay
8,241 providers
View details →Verdict
Choose Emirates Insurance Company if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Emirates Insurance Company vs Thiqa — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Emirates Insurance Company and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.