Dubai Insurance Company vs NAS (NextCare)
UAE Health Insurance Comparison 2026
Dubai Insurance Company
private8,404 providers
2 plans
Est. 1970
DHA regulated
NAS (NextCare)
tpa10,345 providers
2 plans
Est. 1999
DHA, DOH, MOHAP regulated
Dubai Insurance Company has 2 plans from AED 2,500 a year and 8,404 in-network providers in 8 cities. NAS (NextCare) has 2 plans from AED 2,500 a year and 10,345 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Dubai Insurance Company vs NAS (NextCare) — At a Glance
| Attribute | Dubai Insurance Company | NAS (NextCare) |
|---|---|---|
| Type | private | tpa |
| Founded | 1970 | 1999 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, DOH, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 12,000 | AED 2,500 – 13,000 |
| Total Network Size | 8,404 | 10,345 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-262-5252 | 800-627 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Dubai Insurance Company | vs | NAS (NextCare) |
|---|---|---|---|
| Dubai | 5,053 | vs | 5,030 |
| Abu Dhabi | 1,080 | vs | 2,321 |
| Sharjah | 1,288 | vs | 1,605 |
| Al Ain | 362 | vs | 566 |
| Ajman | 311 | vs | 362 |
| Ras Al Khaimah | 167 | vs | 248 |
| Fujairah | 105 | vs | 166 |
| Umm Al Quwain | 38 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Dubai Insurance Company Plans
Dubai Insurance Company
DIC Essential Health
Small businesses and individuals in Dubai who need the mandatory cover
AED 2,500 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
8,404 providers
View details →Dubai Insurance Company
DIC Corporate Health
Mid-size companies and their employees in Dubai
AED 5,000 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,404 providers
View details →NAS (NextCare) Plans
NAS (NextCare)
NextCare Essential
Mandatory compliance for employers across UAE
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,345 providers
View details →NAS (NextCare)
NextCare Gold
Corporate employees seeking comprehensive TPA-managed coverage
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
10,345 providers
View details →Verdict
Choose Dubai Insurance Company if you need strong coverage and established reputation. Choose NAS (NextCare) if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Dubai Insurance Company vs NAS (NextCare) — FAQ
Which is better, Dubai Insurance Company or NAS (NextCare)?
It depends on your needs. Dubai Insurance Company has 8,404 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. NAS (NextCare) has 10,345 providers across 8 cities with 2 plans from AED 2,500/yr. Choose Dubai Insurance Company if you need strong coverage and established reputation. Choose NAS (NextCare) if you prioritise a larger provider network, more comprehensive coverage options.
Is Dubai Insurance Company cheaper than NAS (NextCare)?
Both Dubai Insurance Company and NAS (NextCare) have entry-level plans starting from AED 2,500/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.
Which has a bigger network in Dubai, Dubai Insurance Company or NAS (NextCare)?
Dubai Insurance Company has a larger Dubai network with 5,053 providers, compared to NAS (NextCare)'s 5,030 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Dubai Insurance Company or NAS (NextCare) cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Dubai Insurance Company's dental sub-limit goes up to AED 3,500/yr, while NAS (NextCare) offers up to AED 4,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Dubai Insurance Company to NAS (NextCare)?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Dubai Insurance Company to NAS (NextCare) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Dubai Insurance Company and NAS (NextCare) have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Dubai Insurance Company and NAS (NextCare) plans?
Use the UAE Health Insurance Navigator on this page to compare Dubai Insurance Company and NAS (NextCare) side-by-side. Key factors to compare: (1) Annual premium — Dubai Insurance Company starts from AED 2,500/yr, NAS (NextCare) from AED 2,500/yr, (2) Network size — 8,404 vs 10,345 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Dubai Insurance Company and NAS (NextCare) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.