Arabia Insurance vs Thiqa
UAE Health Insurance Comparison 2026
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
Thiqa
premium8,241 providers
1 plan
Est. 2005
HAAD regulated
Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Thiqa has 1 plan starting from AED 0/yr with 8,241 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Arabia Insurance vs Thiqa — At a Glance
| Attribute | Arabia Insurance | Thiqa |
|---|---|---|
| Type | private | premium |
| Founded | 1944 | 2005 |
| Headquarters | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) | Abu Dhabi |
| Regulators | DHA, HAAD | HAAD |
| Number of Plans | 2 | 1 |
| Premium Range | AED 2,500 – 11,000 | AED 0 – 0 |
| Total Network Size | 4,594 | 8,241 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | No | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% |
| Claims Phone | 04-265-1500 | 800-42626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Arabia Insurance | vs | Thiqa |
|---|---|---|---|
| Dubai | 2,550 | vs | 3,226 |
| Abu Dhabi | 880 | vs | 2,483 |
| Sharjah | 666 | vs | 928 |
| Al Ain | 196 | vs | 821 |
| Ajman | 124 | vs | 324 |
| Ras Al Khaimah | 108 | vs | 241 |
| Fujairah | 58 | vs | 171 |
| Umm Al Quwain | 12 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →Thiqa Plans
Thiqa
Thiqa
UAE nationals and their dependants in Abu Dhabi
Government-funded
Annual limit: Unlimited · private room · 0% co-pay
8,241 providers
View details →Verdict
Choose Arabia Insurance if you need more plan tiers to choose from. Choose Thiqa if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Arabia Insurance vs Thiqa — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.