Al Sagr National Insurance vs Thiqa
UAE Health Insurance Comparison 2026
Al Sagr National Insurance
private4,938 providers
2 plans
Est. 1979
HAAD, DHA regulated
Thiqa
premium8,241 providers
1 plan
Est. 2005
HAAD regulated
Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Thiqa has 1 plan starting from AED 0/yr with 8,241 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Al Sagr National Insurance vs Thiqa — At a Glance
| Attribute | Al Sagr National Insurance | Thiqa |
|---|---|---|
| Type | private | premium |
| Founded | 1979 | 2005 |
| Headquarters | Dubai | Abu Dhabi |
| Regulators | HAAD, DHA | HAAD |
| Number of Plans | 2 | 1 |
| Premium Range | AED 2,200 – 10,000 | AED 0 – 0 |
| Total Network Size | 4,938 | 8,241 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% |
| Claims Phone | 02-641-7755 | 800-42626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Al Sagr National Insurance | vs | Thiqa |
|---|---|---|---|
| Dubai | 2,641 | vs | 3,226 |
| Abu Dhabi | 1,396 | vs | 2,483 |
| Sharjah | 355 | vs | 928 |
| Al Ain | 235 | vs | 821 |
| Ajman | 146 | vs | 324 |
| Ras Al Khaimah | 91 | vs | 241 |
| Fujairah | 58 | vs | 171 |
| Umm Al Quwain | 16 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Al Sagr National Insurance Plans
Al Sagr National Insurance
Al Sagr Basic Health
Employees in Abu Dhabi meeting mandatory HAAD requirements
AED 2,200 – 4,200/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,938 providers
View details →Al Sagr National Insurance
Al Sagr Enhanced Health
Corporate employees and families in Abu Dhabi and Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,938 providers
View details →Thiqa Plans
Thiqa
Thiqa
UAE nationals and their dependants in Abu Dhabi
Government-funded
Annual limit: Unlimited · private room · 0% co-pay
8,241 providers
View details →Verdict
Choose Al Sagr National Insurance if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Al Sagr National Insurance vs Thiqa — FAQ
Related Comparisons
Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.