Aetna International vs Hayah Insurance
UAE Health Insurance Comparison 2026
Aetna International
private6,001 providers
2 plans
Est. 1853
DHA, HAAD regulated
Hayah Insurance
private3,604 providers
2 plans
Est. 2008
HAAD regulated
Aetna International has 2 plans starting from AED 7,000/yr with 6,001 providers across 8 cities. Hayah Insurance has 2 plans starting from AED 2,400/yr with 3,604 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Aetna International vs Hayah Insurance — At a Glance
| Attribute | Aetna International | Hayah Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1853 | 2008 |
| Headquarters | Dubai | Abu Dhabi |
| Regulators | DHA, HAAD | HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 7,000 – 36,000 | AED 2,400 – 10,000 |
| Total Network Size | 6,001 | 3,604 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-423862 | 800-42924 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Aetna International | vs | Hayah Insurance |
|---|---|---|---|
| Dubai | 3,779 | vs | 1,601 |
| Abu Dhabi | 1,252 | vs | 1,167 |
| Sharjah | 391 | vs | 289 |
| Al Ain | 221 | vs | 302 |
| Ajman | 146 | vs | 116 |
| Ras Al Khaimah | 116 | vs | 71 |
| Fujairah | 78 | vs | 48 |
| Umm Al Quwain | 18 | vs | 10 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Aetna International Plans
Aetna International
Aetna Core Health
Expat professionals and families in the UAE
AED 7,000 – 13,000/yr
Annual limit: AED 1.0M · semi-private room · 20% co-pay
6,001 providers
View details →Aetna International
Aetna Premier
Senior executives and HNW expats requiring global coverage
AED 19,000 – 36,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
6,001 providers
View details →Hayah Insurance Plans
Hayah Insurance
Hayah Basic Health
Individuals and small businesses in Abu Dhabi
AED 2,400 – 4,300/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
3,604 providers
View details →Hayah Insurance
Hayah Family Care
Families and corporate employees in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
3,604 providers
View details →Verdict
Choose Aetna International if you need a larger provider network, more comprehensive coverage options. Choose Hayah Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Aetna International vs Hayah Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Aetna International and Hayah Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.