Thiqa vs William Russell
UAE Health Insurance Comparison 2026
Thiqa
premium8,241 providers
1 plan
Est. 2005
HAAD regulated
William Russell
private3,329 providers
2 plans
Est. 1992
DHA, HAAD regulated
Thiqa has 1 plan starting from AED 0/yr with 8,241 providers across 8 cities. William Russell has 2 plans starting from AED 8,000/yr with 3,329 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Thiqa vs William Russell — At a Glance
| Attribute | Thiqa | William Russell |
|---|---|---|
| Type | premium | private |
| Founded | 2005 | 1992 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | HAAD | DHA, HAAD |
| Number of Plans | 1 | 2 |
| Premium Range | AED 0 – 0 | AED 8,000 – 34,000 |
| Total Network Size | 8,241 | 3,329 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | Yes |
| Co-pay Range | 0% | 0% – 10% |
| Claims Phone | 800-42626 | 04-297-6700 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Thiqa | vs | William Russell |
|---|---|---|---|
| Dubai | 3,226 | vs | 2,189 |
| Abu Dhabi | 2,483 | vs | 627 |
| Sharjah | 928 | vs | 213 |
| Al Ain | 821 | vs | 124 |
| Ajman | 324 | vs | 69 |
| Ras Al Khaimah | 241 | vs | 65 |
| Fujairah | 171 | vs | 34 |
| Umm Al Quwain | 47 | vs | 8 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Thiqa Plans
Thiqa
Thiqa
UAE nationals and their dependants in Abu Dhabi
Government-funded
Annual limit: Unlimited · private room · 0% co-pay
8,241 providers
View details →William Russell Plans
William Russell
William Russell Gold Health
British and Commonwealth expat professionals and families
AED 8,000 – 15,000/yr
Annual limit: AED 1.0M · semi-private room · 10% co-pay
3,329 providers
View details →William Russell
William Russell Platinum Health
Senior expat executives and HNW families
AED 18,000 – 34,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
3,329 providers
View details →Verdict
Choose Thiqa if you need a larger provider network. Choose William Russell if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Thiqa vs William Russell — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Thiqa and William Russell or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.