GlobeMed vs Watania (ADNTC)
UAE Health Insurance Comparison 2026
GlobeMed
tpa8,600 providers
2 plans
Est. 1991
DHA, HAAD, MOHAP regulated
Watania (ADNTC)
private4,870 providers
2 plans
Est. 2011
HAAD, MOHAP regulated
GlobeMed has 2 plans starting from AED 2,600/yr with 8,600 providers across 8 cities. Watania (ADNTC) has 2 plans starting from AED 2,200/yr with 4,870 providers across 8 cities. GlobeMed is strongest in Dubai while Watania (ADNTC) has the most providers in Abu Dhabi.
GlobeMed vs Watania (ADNTC) — At a Glance
| Attribute | GlobeMed | Watania (ADNTC) |
|---|---|---|
| Type | tpa | private |
| Founded | 1991 | 2011 |
| Headquarters | Dubai (HQ Lebanon) | Abu Dhabi |
| Regulators | DHA, HAAD, MOHAP | HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,600 – 12,000 | AED 2,200 – 10,000 |
| Total Network Size | 8,600 | 4,870 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-425-3300 | 800-928264 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | GlobeMed | vs | Watania (ADNTC) |
|---|---|---|---|
| Dubai | 4,550 | vs | 1,691 |
| Abu Dhabi | 1,926 | vs | 1,749 |
| Sharjah | 1,201 | vs | 633 |
| Al Ain | 378 | vs | 472 |
| Ajman | 235 | vs | 156 |
| Ras Al Khaimah | 171 | vs | 87 |
| Fujairah | 115 | vs | 64 |
| Umm Al Quwain | 24 | vs | 18 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
GlobeMed Plans
GlobeMed
GlobeMed Managed Essential
Employers using GlobeMed-administered plans for mandatory compliance
AED 2,600 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
8,600 providers
View details →GlobeMed
GlobeMed Managed Plus
Corporate groups seeking enhanced TPA-managed coverage
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,600 providers
View details →Watania (ADNTC) Plans
Watania (ADNTC)
Watania Basic Takaful
Employers in Abu Dhabi and Northern Emirates seeking Takaful coverage
AED 2,200 – 4,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,870 providers
View details →Watania (ADNTC)
Watania Enhanced Takaful
Corporate employees and families in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,870 providers
View details →Verdict
Choose GlobeMed if you need a larger provider network. Choose Watania (ADNTC) if you prioritise lower entry-level premiums, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
GlobeMed vs Watania (ADNTC) — FAQ
Which is better, GlobeMed or Watania (ADNTC)?
It depends on your needs. GlobeMed has 8,600 providers across 8 cities and offers 2 plans starting from AED 2,600/yr. Watania (ADNTC) has 4,870 providers across 8 cities with 2 plans from AED 2,200/yr. Choose GlobeMed if you need a larger provider network. Choose Watania (ADNTC) if you prioritise lower entry-level premiums, more comprehensive coverage options.
Is GlobeMed cheaper than Watania (ADNTC)?
No, Watania (ADNTC)'s entry-level plan starts from AED 2,200/yr, while GlobeMed's cheapest plan begins at AED 2,600/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.
Which has a bigger network in Dubai, GlobeMed or Watania (ADNTC)?
GlobeMed has a larger Dubai network with 4,550 providers, compared to Watania (ADNTC)'s 1,691 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does GlobeMed or Watania (ADNTC) cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. GlobeMed's dental sub-limit goes up to AED 3,500/yr, while Watania (ADNTC) offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from GlobeMed to Watania (ADNTC)?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GlobeMed to Watania (ADNTC) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GlobeMed and Watania (ADNTC) have dedicated claims and onboarding teams to facilitate the transition.
How do I compare GlobeMed and Watania (ADNTC) plans?
Use the UAE Health Insurance Navigator on this page to compare GlobeMed and Watania (ADNTC) side-by-side. Key factors to compare: (1) Annual premium — GlobeMed starts from AED 2,600/yr, Watania (ADNTC) from AED 2,200/yr, (2) Network size — 8,600 vs 4,870 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from GlobeMed and Watania (ADNTC) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.