Question 1

Which is better, GlobeMed or Union Insurance?

Accepted Answer

It depends on your needs. GlobeMed has 8,707 providers across 8 cities and offers 2 plans starting from AED 2,600/yr. Union Insurance has 6,349 providers across 8 cities with 2 plans from AED 2,300/yr. Choose GlobeMed if you need a larger provider network. Choose Union Insurance if you prioritise lower entry-level premiums.

Question 2

Is GlobeMed cheaper than Union Insurance?

Accepted Answer

No, Union Insurance's entry-level plan starts from AED 2,300/yr, while GlobeMed's cheapest plan begins at AED 2,600/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, GlobeMed or Union Insurance?

Accepted Answer

GlobeMed has a larger Dubai network with 4,627 providers, compared to Union Insurance's 3,229 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does GlobeMed or Union Insurance cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. GlobeMed's dental sub-limit goes up to AED 3,500/yr, while Union Insurance offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from GlobeMed to Union Insurance?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GlobeMed to Union Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GlobeMed and Union Insurance have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare GlobeMed and Union Insurance plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare GlobeMed and Union Insurance side-by-side. Key factors to compare: (1) Annual premium — GlobeMed starts from AED 2,600/yr, Union Insurance from AED 2,300/yr, (2) Network size — 8,707 vs 6,349 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	GlobeMed	Union Insurance
Type	tpa	private
Founded	1991	1998
Headquarters	Dubai (HQ Lebanon)	Dubai
Regulators	DHA, HAAD, MOHAP	HAAD, DHA
Number of Plans	2	2
Premium Range	AED 2,600 – 12,000	AED 2,300 – 10,500
Total Network Size	8,707	6,349
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-425-3300	02-677-5050

City	GlobeMed	vs	Union Insurance
Dubai	4,627	vs	3,229
Abu Dhabi	1,928	vs	1,646
Sharjah	1,209	vs	838
Al Ain	384	vs	237
Ajman	241	vs	162
Ras Al Khaimah	178	vs	133
Fujairah	116	vs	77
Umm Al Quwain	24	vs	27

GlobeMed vs Union Insurance

GlobeMed

Union Insurance

GlobeMed vs Union Insurance — At a Glance

Network Comparison by City

GlobeMed Plans

GlobeMed Managed Essential

GlobeMed Managed Plus

Union Insurance Plans

Union Basic Health

Union Enhanced Health

Verdict

GlobeMed vs Union Insurance — FAQ

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