Question 1

Which is better, GlobeMed or Takaful Emarat?

Accepted Answer

It depends on your needs. GlobeMed has 8,707 providers across 8 cities and offers 2 plans starting from AED 2,600/yr. Takaful Emarat has 8,040 providers across 8 cities with 2 plans from AED 2,500/yr. Choose GlobeMed if you need a larger provider network. Choose Takaful Emarat if you prioritise lower entry-level premiums, more comprehensive coverage options.

Question 2

Is GlobeMed cheaper than Takaful Emarat?

Accepted Answer

No, Takaful Emarat's entry-level plan starts from AED 2,500/yr, while GlobeMed's cheapest plan begins at AED 2,600/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, GlobeMed or Takaful Emarat?

Accepted Answer

GlobeMed has a larger Dubai network with 4,627 providers, compared to Takaful Emarat's 4,174 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does GlobeMed or Takaful Emarat cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. GlobeMed's dental sub-limit goes up to AED 3,500/yr, while Takaful Emarat offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from GlobeMed to Takaful Emarat?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GlobeMed to Takaful Emarat (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GlobeMed and Takaful Emarat have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare GlobeMed and Takaful Emarat plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare GlobeMed and Takaful Emarat side-by-side. Key factors to compare: (1) Annual premium — GlobeMed starts from AED 2,600/yr, Takaful Emarat from AED 2,500/yr, (2) Network size — 8,707 vs 8,040 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	GlobeMed	Takaful Emarat
Type	tpa	private
Founded	1991	2008
Headquarters	Dubai (HQ Lebanon)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD, MOHAP
Number of Plans	2	2
Premium Range	AED 2,600 – 12,000	AED 2,500 – 12,000
Total Network Size	8,707	8,040
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-425-3300	800-825235

City	GlobeMed	vs	Takaful Emarat
Dubai	4,627	vs	4,174
Abu Dhabi	1,928	vs	1,628
Sharjah	1,209	vs	1,238
Al Ain	384	vs	332
Ajman	241	vs	411
Ras Al Khaimah	178	vs	160
Fujairah	116	vs	74
Umm Al Quwain	24	vs	23

GlobeMed vs Takaful Emarat

GlobeMed

Takaful Emarat

GlobeMed vs Takaful Emarat — At a Glance

Network Comparison by City

GlobeMed Plans

GlobeMed Managed Essential

GlobeMed Managed Plus

Takaful Emarat Plans

Takaful Emarat Basic Takaful

Takaful Emarat Enhanced Takaful

Verdict

GlobeMed vs Takaful Emarat — FAQ

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