Al Sagr National Insurance vs Bupa Global

UAE Health Insurance Comparison 2026

Al Sagr National Insurance

private

4,938 providers

2 plans

Est. 1979

HAAD, DHA regulated

Bupa Global

private

7,398 providers

2 plans

Est. 1947

DHA, HAAD, MOHAP regulated

Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Bupa Global has 2 plans starting from AED 7,500/yr with 7,398 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Al Sagr National Insurance vs Bupa Global — At a Glance

AttributeAl Sagr National InsuranceBupa Global
Typeprivateprivate
Founded19791947
HeadquartersDubaiDubai (ME office)
RegulatorsHAAD, DHADHA, HAAD, MOHAP
Number of Plans22
Premium RangeAED 2,200 – 10,000AED 7,500 – 45,000
Total Network Size4,9387,398
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 10%
Claims Phone02-641-7755800-28721

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAl Sagr National InsurancevsBupa Global
Dubai
2,641
vs
4,413
Abu Dhabi
1,396
vs
1,704
Sharjah
355
vs
528
Al Ain
235
vs
313
Ajman
146
vs
184
Ras Al Khaimah
91
vs
140
Fujairah
58
vs
91
Umm Al Quwain
16
vs
25

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Al Sagr National Insurance Plans

Al Sagr National Insurance

Al Sagr Basic Health

Basic

Employees in Abu Dhabi meeting mandatory HAAD requirements

AED 2,200 – 4,200/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD and DHA compliantCompetitive mid-market ratesAbu Dhabi and Dubai network

4,938 providers

View details →

Al Sagr National Insurance

Al Sagr Enhanced Health

Enhanced

Corporate employees and families in Abu Dhabi and Dubai

AED 5,000 – 10,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedMental health coverageDual-emirate network

4,938 providers

View details →

Bupa Global Plans

Bupa Global

Bupa Essential Health

Enhanced

Expat professionals and families in the UAE

AED 7,500 – 15,000/yr

Annual limit: AED 1.0M · semi-private room · 10% co-pay

Dental (AED 5,000)
Optical
Maternity
Mental Health
International
Low 10% co-payStrong premium hospital networkBupa app for digital claims

7,398 providers

View details →

Bupa Global

Bupa Global Select

Premium

Senior executives, HNW individuals, diplomatic staff

AED 22,000 – 45,000/yr

Annual limit: Unlimited · suite room · 0% co-pay

Dental (AED 20,000)
Optical
Maternity
Mental Health
International
Unlimited annual coverageZero co-pay worldwideSuite accommodation

7,398 providers

View details →

Verdict

Choose Al Sagr National Insurance if you need lower entry-level premiums. Choose Bupa Global if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Al Sagr National Insurance vs Bupa Global — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and Bupa Global or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.