Question 1

Which is better, ADNIC or Now Health International?

Accepted Answer

It depends on your needs. ADNIC has 8,447 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose ADNIC if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Question 2

Is ADNIC cheaper than Now Health International?

Accepted Answer

Yes, ADNIC's entry-level plan starts from AED 2,500/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, ADNIC or Now Health International?

Accepted Answer

ADNIC has a larger Dubai network with 3,744 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does ADNIC or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. ADNIC's dental sub-limit goes up to AED 3,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from ADNIC to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from ADNIC to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both ADNIC and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare ADNIC and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare ADNIC and Now Health International side-by-side. Key factors to compare: (1) Annual premium — ADNIC starts from AED 2,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 8,447 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	ADNIC	Now Health International
Type	private	private
Founded	1972	2011
Headquarters	Abu Dhabi	Dubai
Regulators	HAAD, DHA, MOHAP	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,500 – 11,000	AED 5,500 – 28,000
Total Network Size	8,447	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	Yes
Co-pay Range	20%	0% – 20%
Claims Phone	800-23642	800-669

City	ADNIC	vs	Now Health International
Dubai	3,744	vs	2,495
Abu Dhabi	2,340	vs	394
Sharjah	983	vs	262
Al Ain	762	vs	125
Ajman	273	vs	95
Ras Al Khaimah	202	vs	51
Fujairah	110	vs	39
Umm Al Quwain	33	vs	9

ADNIC vs Now Health International

ADNIC

Now Health International

ADNIC vs Now Health International — At a Glance

Network Comparison by City

ADNIC Plans

ADNIC Basic Health

ADNIC Enhanced Health

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

ADNIC vs Now Health International — FAQ

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