ADNIC vs Aetna International
UAE Health Insurance Comparison 2026
ADNIC
private8,447 providers
2 plans
Est. 1972
HAAD, DHA, MOHAP regulated
Aetna International
private6,001 providers
2 plans
Est. 1853
DHA, HAAD regulated
ADNIC has 2 plans starting from AED 2,500/yr with 8,447 providers across 8 cities. Aetna International has 2 plans starting from AED 7,000/yr with 6,001 providers across 8 cities. Both insurers have their strongest presence in Dubai.
ADNIC vs Aetna International — At a Glance
| Attribute | ADNIC | Aetna International |
|---|---|---|
| Type | private | private |
| Founded | 1972 | 1853 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | HAAD, DHA, MOHAP | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,000 | AED 7,000 – 36,000 |
| Total Network Size | 8,447 | 6,001 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 800-23642 | 800-423862 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | ADNIC | vs | Aetna International |
|---|---|---|---|
| Dubai | 3,744 | vs | 3,779 |
| Abu Dhabi | 2,340 | vs | 1,252 |
| Sharjah | 983 | vs | 391 |
| Al Ain | 762 | vs | 221 |
| Ajman | 273 | vs | 146 |
| Ras Al Khaimah | 202 | vs | 116 |
| Fujairah | 110 | vs | 78 |
| Umm Al Quwain | 33 | vs | 18 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
ADNIC Plans
ADNIC
ADNIC Basic Health
Employees in Abu Dhabi and Northern Emirates meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
8,447 providers
View details →ADNIC
ADNIC Enhanced Health
Corporate employees with enhanced coverage needs
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,447 providers
View details →Aetna International Plans
Aetna International
Aetna Core Health
Expat professionals and families in the UAE
AED 7,000 – 13,000/yr
Annual limit: AED 1.0M · semi-private room · 20% co-pay
6,001 providers
View details →Aetna International
Aetna Premier
Senior executives and HNW expats requiring global coverage
AED 19,000 – 36,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
6,001 providers
View details →Verdict
Choose ADNIC if you need a larger provider network, lower entry-level premiums. Choose Aetna International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
ADNIC vs Aetna International — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from ADNIC and Aetna International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.