Pharmacies Accepting Hayah Insurance in Ras Al Khaimah.

According to the UAE Open Healthcare Directory, there are 20 pharmacies in Ras Al Khaimah that accept Hayah Insurance insurance. Healthcare providers in Ras Al Khaimah are licensed by the UAE healthcare regulator. Abu Dhabi-based life and health insurer (est. 2008). Formerly AXA Green Crescent Insurance Company, rebranded to Hayah in 2022. Listed on ADX. Last verified April 2026.

According to the UAE Open Healthcare Directory, 20 UAE-licensed pharmacies in Ras Al Khaimah currently accept Hayah Insurance insurance. Hayah Insurance is an Abu Dhabi–listed composite insurer that rebranded from AXA Green Crescent in 2022 and retains the ADX ticker HAYAH. On the medical side Hayah operates as a specialist SME and retail carrier with a focused network rather than a mass-market footprint. Co-pay on typical Hayah Enhanced plans is 20% outpatient (capped at AED 500–750 per year), 0% inpatient at network facilities, and direct billing via the NAS/Neuron switch which also handles Hayah's pre-authorisation workflow. Network depth is strongest in Abu Dhabi and Dubai and thinner in Sharjah, Ajman and the Northern Emirates — Hayah facet pages for those emirates are gated on Zavis if fewer than five verified providers accept the plan. Maternity has a 12-month waiting period. Dental is bolt-on, priced 10–18% of the medical premium. The headline plan targets Emirati and GCC national policyholders in the AED 2,500–6,000 annual premium band, which makes Hayah visible primarily on city-level hubs rather than rarer specialty × city intersections. Co-pay, annual benefit limits and pre-authorisation rules for pharmacies depend on your specific Hayah Insurance plan tier — always confirm with the provider's insurance desk before your visit, and with Hayah Insurance or your employer's HR broker for plan-specific schedules. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.