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General Clinics & Polyclinics · Hayah Insurance

General Clinics & Polyclinics Accepting Hayah Insurance in Ras Al Khaimah.

24 verified providers · UAE-licensed · Last updated April 2026

24

providers found

According to the UAE Open Healthcare Directory, there are 24 general clinics & polyclinics in Ras Al Khaimah that accept Hayah Insurance insurance. Healthcare providers in Ras Al Khaimah are licensed by the UAE healthcare regulator. Abu Dhabi-based life and health insurer (est. 2008). Formerly AXA Green Crescent Insurance Company, rebranded to Hayah in 2022. Listed on ADX. Last verified April 2026.

According to the UAE Open Healthcare Directory, 24 UAE-licensed general clinics & polyclinics in Ras Al Khaimah currently accept Hayah Insurance insurance. Hayah Insurance is an Abu Dhabi–listed composite insurer that rebranded from AXA Green Crescent in 2022 and retains the ADX ticker HAYAH. On the medical side Hayah operates as a specialist SME and retail carrier with a focused network rather than a mass-market footprint. Co-pay on typical Hayah Enhanced plans is 20% outpatient (capped at AED 500–750 per year), 0% inpatient at network facilities, and direct billing via the NAS/Neuron switch which also handles Hayah's pre-authorisation workflow. Network depth is strongest in Abu Dhabi and Dubai and thinner in Sharjah, Ajman and the Northern Emirates — Hayah facet pages for those emirates are gated on Zavis if fewer than five verified providers accept the plan. Maternity has a 12-month waiting period. Dental is bolt-on, priced 10–18% of the medical premium. The headline plan targets Emirati and GCC national policyholders in the AED 2,500–6,000 annual premium band, which makes Hayah visible primarily on city-level hubs rather than rarer specialty × city intersections. Co-pay, annual benefit limits and pre-authorisation rules for general clinics & polyclinics depend on your specific Hayah Insurance plan tier — always confirm with the provider's insurance desk before your visit, and with Hayah Insurance or your employer's HR broker for plan-specific schedules. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.

AL Fateh Medical Clinic

AL Fateh Medical Clinic

5.00(44)

General Clinics & Polyclinics

Al Ghail Rd - Mohamed Bin Zayed City - Ras Al Khaimah - United Arab Emirates

Hours listedMetLifeAetna International+11 plansEnglishArabicAccessible

General Medicine · Nurses

View AL Fateh Medical Clinic
Ferticlinic Fertilization Center

Ferticlinic Fertilization Center

General Clinics & Polyclinics

43 Corniche Al Qawasim St - Old Town - Ras Al Khaimah - United Arab Emirates

ThiqaAXA+15 plansEnglishArabic

Urology · Obstetrics and Gynecology

View Ferticlinic Fertilization Center
AL Hamraniya Health Center U.A.E

AL Hamraniya Health Center U.A.E

General Clinics & Polyclinics

Al Hamraniah - Ras Al Khaimah - United Arab Emirates

DamanThiqa+8 plansEnglishArabic

General Dentistry · Family Medicine

View AL Hamraniya Health Center U.A.E
AL Mareed Medical Center

AL Mareed Medical Center

General Clinics & Polyclinics

Al Hisn Rd - Dafan Ras Al Khaimah - Ras Al Khaimah - United Arab Emirates

AXACigna+17 plansEnglishArabic

General Medicine · General Dentistry

View AL Mareed Medical Center
Aster Medical Centre

Aster Medical Centre

General Clinics & Polyclinics

opposite Mashreq Bank Muntasir Road - Al Nakheel - Ras Al Khaimah - United Arab Emirates

DamanThiqa+17 plansEnglishArabic

General Medicine · General Dentistry

View Aster Medical Centre
Boston Medical

Boston Medical

General Clinics & Polyclinics

مبنى الاتحاد - بجانب مرجان للتخفيضات - Sheikh Mohammed bin Salem St - Dahan - Ras Al Khaimah - United Arab Emirates

AXACigna+14 plansEnglishArabic

Pharmacy

View Boston Medical
Farai Clinic

Farai Clinic

General Clinics & Polyclinics

Al Muntasir Rd - above Dubai islamic Bank Building - Al Nakheel - Ras Al Khaimah - United Arab Emirates

DamanThiqa+16 plansEnglishArabic

General Medicine

View Farai Clinic
Glowderma Medical Center

Glowderma Medical Center

General Clinics & Polyclinics

PVJM+GHG - E11 - Sheikh Khalifa City - Ras Al Khaimah - United Arab Emirates

DamanThiqa+16 plansEnglishArabic

General Medicine · Dermatology

View Glowderma Medical Center
Gulf Cement Company Clinic

Gulf Cement Company Clinic

General Clinics & Polyclinics

Al Rams Rd - Khor Khwair - Ras Al Khaimah - United Arab Emirates

ThiqaAXA+9 plansEnglishArabic

General Medicine

View Gulf Cement Company Clinic
Azan Medical Center

Azan Medical Center

General Clinics & Polyclinics

M2-M3, Naeem 3 Tower - Bin Daher St - النخيل - رأس الخيمة - United Arab Emirates

DamanAXA+14 plansEnglishArabic

Optometry

View Azan Medical Center
AL Awaeal Health Nutrition

AL Awaeal Health Nutrition

General Clinics & Polyclinics

Near Belhasa Driving Center Beside Power Fit Gym & Nashwan Gym - راس الخور - دبي - United Arab Emirates

DamanAXA+9 plansEnglishArabic

Clinical Dietetics and Nutrition

View AL Awaeal Health Nutrition
AL Nakheel Clinic

AL Nakheel Clinic

General Clinics & Polyclinics

Unnamed Road - Al Hudeeba - Ras Al-Khaimah - United Arab Emirates

AXACigna+18 plansEnglishArabic

Nurses

View AL Nakheel Clinic
AL Rafidain Medical Center

AL Rafidain Medical Center

General Clinics & Polyclinics

roundabout - Al Kharan - Ras Al Khaimah - United Arab Emirates

DamanMetLife+17 plansEnglishArabic

General Medicine · General Dentistry

View AL Rafidain Medical Center
AL Shams Medical Centre

AL Shams Medical Centre

General Clinics & Polyclinics

Maleha St - Industrial Area 15 - Industrial Area - Sharjah - United Arab Emirates

CignaOman Insurance+12 plansEnglishArabic

Nurses

View AL Shams Medical Centre
Almdaoy Medical Centre

Almdaoy Medical Centre

General Clinics & Polyclinics

Al Hamra Mall, Near To Food Court, First Level - Al Jazeera Al Hamra-Qaryat Al Hamra - Ras Al Khaimah - United Arab Emirates

DamanThiqa+16 plansEnglishArabic

General Medicine · Pediatrics

View Almdaoy Medical Centre
Alrams Medical Center UAE

Alrams Medical Center UAE

General Clinics & Polyclinics

M2-M3, Naeem 3 Tower - Bin Daher St - النخيل - رأس الخيمة - United Arab Emirates

ThiqaAXA+15 plansEnglishArabic

General Medicine · General Dentistry

View Alrams Medical Center UAE
Beauty Smile Medical Center

Beauty Smile Medical Center

General Clinics & Polyclinics

Hamad Tower - Mezzanine Floor - Bin Daher St - Al Nakheel - Ras Al Khaimah - United Arab Emirates

ThiqaAXA+12 plansEnglishArabic

General Dentistry · Orthodontics

View Beauty Smile Medical Center
Consultant Medical Centre

Consultant Medical Centre

General Clinics & Polyclinics

Al Riffa - Ras Al Khaimah - United Arab Emirates

ThiqaCigna+15 plansEnglishArabic

General Medicine · Physical Medicine and Rehabilitation

View Consultant Medical Centre
Cosmesurge Clinics – Rak LLC 1

Cosmesurge Clinics – Rak LLC 1

General Clinics & Polyclinics

Sheikh Rashid Bin Saeed Al Maktoum Rd - Sheikh Saqr City - Ras Al Khaimah - United Arab Emirates

DamanThiqa+17 plansEnglishArabic

Nurses

View Cosmesurge Clinics – Rak LLC 1
Crown Medical Center

Crown Medical Center

General Clinics & Polyclinics

Sheikh Rashid Bin Saeed Al Maktoum Rd - Sheikh Saqr City - الظيت الجنوبي - Ras Al Khaimah - United Arab Emirates

DamanAXA+14 plansEnglishArabic

General Medicine · General Dentistry

View Crown Medical Center
Derme Light Specialist Medical Centre

Derme Light Specialist Medical Centre

General Clinics & Polyclinics

Specialist Medical Center - 88t - 6 Sheikh Mohamed Bin Salem Rd - Dahan - Ras Al Khaimah - United Arab Emirates

DamanThiqa+14 plansEnglishArabic

General Dentistry · Dermatology

View Derme Light Specialist Medical Centre

Other insurers covering General Clinics & Polyclinics in Ras Al Khaimah

Other categories accepting Hayah Insurance in Ras Al Khaimah

Good to know

General Clinics & Polyclinics Accepting Hayah Insurance in Ras Al Khaimah — FAQ

Does Hayah Insurance cover general clinics & polyclinics in Ras Al Khaimah?

Yes. Hayah Insurance insurance is accepted at 24 general clinics & polyclinics in Ras Al Khaimah, regulated by the UAE healthcare regulator. Coverage details, co-pay rates, and pre-authorisation requirements depend on your specific Hayah Insurance plan tier. Contact Hayah Insurance directly or your employer's HR broker for plan-specific details.

How many general clinics & polyclinics accept Hayah Insurance in Ras Al Khaimah?

According to the UAE Open Healthcare Directory, there are 24 UAE-licensed general clinics & polyclinics in Ras Al Khaimah that accept Hayah Insurance insurance. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.

What is the co-pay for general clinics & polyclinic visits on Hayah Insurance in Ras Al Khaimah?

Co-pay for general clinics & polyclinic visits on Hayah Insurance varies by plan tier. Most enhanced Hayah Insurance plans charge 10–20% outpatient co-pay (typically capped between AED 500 and AED 1,000 per year). Basic / mandatory tiers may charge higher co-pay and have a narrower network. Always confirm the exact rate with the general clinics & polyclinic's insurance desk and with your Hayah Insurance policy schedule before your visit.

What is the best general clinics & polyclinic accepting Hayah Insurance in Ras Al Khaimah?

The highest-rated general clinics & polyclinic accepting Hayah Insurance in Ras Al Khaimah is AL Fateh Medical Clinic with a 5.0-star Google rating based on 44 patient reviews. Browse all 24 general clinics & polyclinics on this page to compare ratings, services, and contact details.

Are there Arabic-speaking general clinics & polyclinics in Ras Al Khaimah that accept Hayah Insurance?

Arabic is an official language of the UAE and most UAE-licensed general clinics & polyclinics in Ras Al Khaimah offer Arabic-speaking staff or physicians on request. Use the Zavis directory language filter to browse general clinics & polyclinics that explicitly advertise Arabic-speaking clinicians, and cross-reference with the Hayah Insurance accepted list on this page.

How do I find a general clinics & polyclinic near me in Ras Al Khaimah that accepts Hayah Insurance?

Use the UAE Open Healthcare Directory to browse 24 general clinics & polyclinics in Ras Al Khaimah that accept Hayah Insurance. Each listing includes the full address, phone number, operating hours, and accepted insurance plans. You can also use the search tool to filter by area or services offered.

Disclaimer: Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. For plan-specific coverage, co-pay, and pre-authorisation queries, contact Hayah Insurance directly or your employer's HR broker. Last verified April 2026.