AL Shams Opticals
4.90(167)Eye Care & Ophthalmology
Sheikh Hamdan New Building, Ground Floor Al Zahra St-105, Clock tower R/A, Al Nabba - a - حي الشرق - إمارة الشارقةّ - United Arab Emirates
DamanAXA+7 plans
Optometry
Eye Care & Ophthalmology · Hayah Insurance
Eye Care & Ophthalmology Accepting Hayah Insurance in Ras Al Khaimah.
4 providers · Listings updated 10 April 2026
4
providers found
4 providers under Eye Care & Ophthalmology in Ras Al Khaimah accept Hayah Insurance insurance in the UAE Open Healthcare Directory. Among those with at least 20 Google reviews, the highest rated is AL Shams Opticals (4.9 from 167 Google reviews). Only some insurance lists come from a network list that the insurer publishes, and networks change, so confirm cover with the clinic or your insurer before your visit. Facilities and licence details come from the public registers of the UAE health regulators; ratings and opening hours come from Google. Listings last updated 10 April 2026. See data sources.
Arabian Optical
Eye Care & Ophthalmology
QWQV+424 - Dafan Ras Al Khaimah - Ras Al Khaimah - United Arab Emirates
MetLifeAl Dhafra Insurance+3 plans
Optometry
AL Jamal Optics LLC 1
Eye Care & Ophthalmology
Al Hudeeba - Ras Al Khaimah - United Arab Emirates
DamanAXA+5 plans
Optometry
Belhasa Optics Center
Eye Care & Ophthalmology
Sheikh Muhammad Bin Salem Road, Sidroh - Dahan - Ras Al Khaimah - United Arab Emirates
DamanThiqa+8 plans
Optometry
About Hayah Insurance
Hayah Insurance is an Abu Dhabi–listed composite insurer that rebranded from AXA Green Crescent in 2022 and retains the ADX ticker HAYAH. On the medical side Hayah operates as a specialist SME and retail carrier with a focused network rather than a mass-market footprint. Co-pay on typical Hayah Enhanced plans is 20% outpatient (capped at AED 500–750 per year), 0% inpatient at network facilities, and direct billing via the NAS/Neuron switch which also handles Hayah's pre-authorisation workflow. Network depth is strongest in Abu Dhabi and Dubai and thinner in Sharjah, Ajman and the Northern Emirates — Hayah facet pages for those emirates are gated on Zavis if fewer than five verified providers accept the plan. Maternity has a 12-month waiting period. Dental is bolt-on, priced 10–18% of the medical premium. The headline plan targets Emirati and GCC national policyholders in the AED 2,500–6,000 annual premium band, which makes Hayah visible primarily on city-level hubs rather than rarer specialty × city intersections. Co-pay, annual benefit limits and pre-authorisation rules for eye care & ophthalmology depend on your Hayah Insurance plan tier. Confirm with the provider's insurance desk before your visit, and with Hayah Insurance or your employer's HR broker for plan-specific schedules.
Other insurers covering Eye Care & Ophthalmology in Ras Al Khaimah
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Good to know
Eye Care & Ophthalmology Accepting Hayah Insurance in Ras Al Khaimah — FAQ
Does Hayah Insurance cover eye care & ophthalmology in Ras Al Khaimah?
Yes. Hayah Insurance insurance is accepted at 4 eye care & ophthalmology in Ras Al Khaimah listed in the UAE Open Healthcare Directory. Coverage details, co-pay rates, and pre-authorisation requirements depend on your specific Hayah Insurance plan tier. Contact Hayah Insurance directly or your employer's HR broker for plan-specific details.
How many eye care & ophthalmology accept Hayah Insurance in Ras Al Khaimah?
4 providers under Eye Care & Ophthalmology in Ras Al Khaimah accept Hayah Insurance insurance in the UAE Open Healthcare Directory. Only some insurance lists come from a network list that the insurer publishes, and networks change, so confirm cover with the clinic or your insurer before your visit. Listings last updated 10 April 2026.
What is the co-pay for eye care & ophthalmology visits on Hayah Insurance in Ras Al Khaimah?
Co-pay for eye care & ophthalmology visits on Hayah Insurance varies by plan tier and network. Always confirm the exact rate with the eye care & ophthalmology's insurance desk and with your Hayah Insurance policy schedule before your visit.
What is the best eye care & ophthalmology accepting Hayah Insurance in Ras Al Khaimah?
Among those with at least 20 Google reviews, the highest rated is AL Shams Opticals (4.9 from 167 Google reviews). Browse all 4 eye care & ophthalmology on this page to compare ratings, services, and contact details.
Are there Arabic-speaking eye care & ophthalmology in Ras Al Khaimah that accept Hayah Insurance?
Arabic is an official language of the UAE. Use the directory language filter to browse eye care & ophthalmology that explicitly advertise Arabic-speaking clinicians, and cross-reference with the Hayah Insurance accepted list on this page.
How do I find a eye care & ophthalmology near me in Ras Al Khaimah that accepts Hayah Insurance?
Use the UAE Open Healthcare Directory to browse 4 eye care & ophthalmology in Ras Al Khaimah that accept Hayah Insurance. Listings show the address, phone number, opening hours and accepted insurance plans where the provider or register supplies them. You can also use the search tool to filter by area or services offered.
Disclaimer: Facilities and licence details come from the public registers of the UAE health regulators; ratings and opening hours come from Google. See data sources. Only some insurance lists come from a network list that the insurer publishes, and networks change, so confirm cover with the clinic or your insurer before your visit. For plan-specific coverage, co-pay, and pre-authorisation queries, contact Hayah Insurance directly or your employer's HR broker. Listings last updated 10 April 2026.