Bupa Global vs Watania (ADNTC)
UAE Health Insurance Comparison 2026
Bupa Global
private7,398 providers
2 plans
Est. 1947
DHA, HAAD, MOHAP regulated
Watania (ADNTC)
private4,914 providers
2 plans
Est. 2011
HAAD, MOHAP regulated
Bupa Global has 2 plans starting from AED 7,500/yr with 7,398 providers across 8 cities. Watania (ADNTC) has 2 plans starting from AED 2,200/yr with 4,914 providers across 8 cities. Bupa Global is strongest in Dubai while Watania (ADNTC) has the most providers in Abu Dhabi.
Bupa Global vs Watania (ADNTC) — At a Glance
| Attribute | Bupa Global | Watania (ADNTC) |
|---|---|---|
| Type | private | private |
| Founded | 1947 | 2011 |
| Headquarters | Dubai (ME office) | Abu Dhabi |
| Regulators | DHA, HAAD, MOHAP | HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 7,500 – 45,000 | AED 2,200 – 10,000 |
| Total Network Size | 7,398 | 4,914 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 10% | 20% |
| Claims Phone | 800-28721 | 800-928264 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Bupa Global | vs | Watania (ADNTC) |
|---|---|---|---|
| Dubai | 4,413 | vs | 1,716 |
| Abu Dhabi | 1,704 | vs | 1,750 |
| Sharjah | 528 | vs | 639 |
| Al Ain | 313 | vs | 479 |
| Ajman | 184 | vs | 156 |
| Ras Al Khaimah | 140 | vs | 89 |
| Fujairah | 91 | vs | 66 |
| Umm Al Quwain | 25 | vs | 19 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Bupa Global Plans
Bupa Global
Bupa Essential Health
Expat professionals and families in the UAE
AED 7,500 – 15,000/yr
Annual limit: AED 1.0M · semi-private room · 10% co-pay
7,398 providers
View details →Bupa Global
Bupa Global Select
Senior executives, HNW individuals, diplomatic staff
AED 22,000 – 45,000/yr
Annual limit: Unlimited · suite room · 0% co-pay
7,398 providers
View details →Watania (ADNTC) Plans
Watania (ADNTC)
Watania Basic Takaful
Employers in Abu Dhabi and Northern Emirates seeking Takaful coverage
AED 2,200 – 4,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,914 providers
View details →Watania (ADNTC)
Watania Enhanced Takaful
Corporate employees and families in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,914 providers
View details →Verdict
Choose Bupa Global if you need a larger provider network, more comprehensive coverage options. Choose Watania (ADNTC) if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Bupa Global vs Watania (ADNTC) — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Bupa Global and Watania (ADNTC) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.