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ADNIC vs GlobeMed

UAE Health Insurance Comparison 2026

ADNIC

private

8,341 providers

2 plans

Est. 1972

HAAD, DHA, MOHAP regulated

GlobeMed

tpa

8,600 providers

2 plans

Est. 1991

DHA, HAAD, MOHAP regulated

ADNIC has 2 plans starting from AED 2,500/yr with 8,341 providers across 8 cities. GlobeMed has 2 plans starting from AED 2,600/yr with 8,600 providers across 8 cities. Both insurers have their strongest presence in Dubai.

ADNIC vs GlobeMed — At a Glance

AttributeADNICGlobeMed
Typeprivatetpa
Founded19721991
HeadquartersAbu DhabiDubai (HQ Lebanon)
RegulatorsHAAD, DHA, MOHAPDHA, HAAD, MOHAP
Number of Plans22
Premium RangeAED 2,500 – 11,000AED 2,600 – 12,000
Total Network Size8,3418,600
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoNo
Co-pay Range20%20%
Claims Phone800-2364204-425-3300

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityADNICvsGlobeMed
Dubai
3,676
vs
4,550
Abu Dhabi
2,338
vs
1,926
Sharjah
977
vs
1,201
Al Ain
747
vs
378
Ajman
270
vs
235
Ras Al Khaimah
191
vs
171
Fujairah
110
vs
115
Umm Al Quwain
32
vs
24

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

ADNIC Plans

ADNIC

ADNIC Basic Health

Basic

Employees in Abu Dhabi and Northern Emirates meeting mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD compliantTakaful-compliant option availableAffordable group rates

8,341 providers

View details →

ADNIC

ADNIC Enhanced Health

Enhanced

Corporate employees with enhanced coverage needs

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Wide Abu Dhabi networkDental and optical includedTakaful option

8,341 providers

View details →

GlobeMed Plans

GlobeMed

GlobeMed Managed Essential

Basic

Employers using GlobeMed-administered plans for mandatory compliance

AED 2,600 – 4,800/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
All-emirate TPA networkFast electronic claimsMultiple underwriter options

8,600 providers

View details →

GlobeMed

GlobeMed Managed Plus

Enhanced

Corporate groups seeking enhanced TPA-managed coverage

AED 5,500 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Extensive regional TPA networkDental and optical includedFlexible underwriter partnerships

8,600 providers

View details →

Verdict

Choose ADNIC if you need lower entry-level premiums. Choose GlobeMed if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

ADNIC vs GlobeMed — FAQ

Which is better, ADNIC or GlobeMed?

It depends on your needs. ADNIC has 8,341 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. GlobeMed has 8,600 providers across 8 cities with 2 plans from AED 2,600/yr. Choose ADNIC if you need lower entry-level premiums. Choose GlobeMed if you prioritise a larger provider network.

Is ADNIC cheaper than GlobeMed?

Yes, ADNIC's entry-level plan starts from AED 2,500/yr, compared to GlobeMed's cheapest plan at AED 2,600/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Which has a bigger network in Dubai, ADNIC or GlobeMed?

GlobeMed has a larger Dubai network with 4,550 providers, compared to ADNIC's 3,676 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does ADNIC or GlobeMed cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. ADNIC's dental sub-limit goes up to AED 3,000/yr, while GlobeMed offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from ADNIC to GlobeMed?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from ADNIC to GlobeMed (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both ADNIC and GlobeMed have dedicated claims and onboarding teams to facilitate the transition.

How do I compare ADNIC and GlobeMed plans?

Use the UAE Health Insurance Navigator on this page to compare ADNIC and GlobeMed side-by-side. Key factors to compare: (1) Annual premium — ADNIC starts from AED 2,500/yr, GlobeMed from AED 2,600/yr, (2) Network size — 8,341 vs 8,600 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from ADNIC and GlobeMed or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.