
Amtek Medical Centre
4.60(110)General Clinics & Polyclinics
Flat No - 105 1st floor Al Rafaa Tower -1 - شارع الشيخ خليفة بن زايد - opp. Karachi Darbar, Street - النعيمية 3 - عجمان - United Arab Emirates
General Medicine · General Dentistry
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General Clinics & Polyclinics · Cigna
79
providers found
According to the UAE Open Healthcare Directory, there are 79 general clinics & polyclinics in Ajman that accept Cigna insurance. Healthcare providers in Ajman are licensed by the UAE healthcare regulator. Part of The Cigna Group (Fortune 500). Provides individual and group health plans with extensive global and UAE provider networks. Strong telehealth services. Last verified April 2026.
According to the UAE Open Healthcare Directory, 79 UAE-licensed general clinics & polyclinics in Ajman currently accept Cigna insurance. Cigna is the most prestigious international carrier in the UAE expat-employer market, particularly for executive-tier hires, globally-mobile professionals, and senior staff at multinationals. The Cigna brand carries unusual cultural weight at HR negotiations — "Cigna or equivalent" is shorthand for premium medical cover in the GCC compensation conversation, and matching it on a downgraded carrier is one of the most common reasons candidates push back on UAE offers. Cigna's UAE network is curated rather than wide. Direct billing is anchored at the premium hospital tier — Cleveland Clinic Abu Dhabi, Mediclinic Parkview / City Hospital / Welcare, Saudi German, NMC Royal, Burjeel Medical City, Aster Hospital, Medeor 24x7, HealthPlus — plus most JCI-accredited specialty centres and the majority of UAE-licensed multi-specialty clinics. Some independent solo-doctor practices fall outside direct billing and require reimbursement-route claims. Pharmacy direct billing covers Aster, Life, BinSina, Medicom and Boots. The plan ladder is Cigna Close Care (UAE-only network), Cigna Global Silver, Gold, Platinum and Diamond (each opens a wider international network). Close Care is the dominant tier on UAE employer schedules. Typical Close Care structure: 10–20% outpatient co-pay capped at AED 1,000 per year for most variants, 0% inpatient, an annual benefit limit ranging from AED 2M (Silver) to unlimited (Diamond), and a 10-month maternity waiting period. Dental is included with an AED 3,000–5,000 sub-limit; vision at AED 1,000–2,000. Mental health is covered up to AED 5,000–10,000 outpatient depending on tier, which is meaningfully higher than the GCC market average. Pre-authorisation is required for elective surgery, advanced imaging (MRI, CT, PET), and high-cost specialty drugs (oncology, fertility, biologics). Cigna's claims experience is regarded as the strongest in the segment — the Cigna app delivers in-app pre-authorisation, claim status tracking, and direct-billing card display, and member-services SLAs are tight (most authorisations cleared within 24 hours, complex cases within 5 working days). The trade-off versus AXA Enhanced is price: Cigna Close Care typically sits 25–40% above AXA Enhanced premiums, and Cigna Global tiers compound the gap further. Co-pay, annual benefit limits and pre-authorisation rules for general clinics & polyclinics depend on your specific Cigna plan tier — always confirm with the provider's insurance desk before your visit, and with Cigna or your employer's HR broker for plan-specific schedules. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.

General Clinics & Polyclinics
Flat No - 105 1st floor Al Rafaa Tower -1 - شارع الشيخ خليفة بن زايد - opp. Karachi Darbar, Street - النعيمية 3 - عجمان - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
Al Hassan Al Basri St - Al Jerf 2 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
61 Sheikh Jaber Al-Sabah St - 2 Al Nuaimia - Ajman - United Arab Emirates
Public Health and General Preventive Medicine

General Clinics & Polyclinics
Al Rashidiya 3 - Ajman - United Arab Emirates
General Medicine · Obstetrics and Gynecology

General Clinics & Polyclinics
Sheikh Khalifa Bin Zayed St - 2 Al Nuaimia - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
Al Hassan Al Basri St - Al Jerf 2 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
AJMAN indusriaL AREA 2 - Ajman Industrial 1 - Ajman - United Arab Emirates
General Medicine · Nurses

General Clinics & Polyclinics
9FQH+FC5 Behind FEWA office - Amman Street - Ajman Industrial 1 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
Al Shorafaa Complex - Building No. 106 Sheikh Khalifa Bin Zayed St - 3 Al Nuaimia - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
Sheikh Ammar Road - Al Tallah 2 - Ajman - United Arab Emirates
General Medicine · Nurses

General Clinics & Polyclinics
Citymart Bldg - above UAE Exchange - Al Bustan - ليوارة 1 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
CC4P+FWR برج الاحسان - Al Nakhil - Al Rumailah 1 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
17 شارع عدي بن حاتم الطائي - 2 Al Nuaimia - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
Al Owan - Al Nakhil 1 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
CC4W+457 - شارع الاتحاد - near Lulu Center - Al Bustan - ليوارة 2 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
9FGH+962 - Ajman Industrial 2 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
Al Jurf 2 - Al Jerf Industrial 2 - Ajman - United Arab Emirates
General Medicine · Nurses

General Clinics & Polyclinics
9FJM+M2P - Amr Ibn El Aas St - Ajman Industrial 1 - Ajman - United Arab Emirates
General Medicine · Nurses

General Clinics & Polyclinics
Munah St - Ajman Industrial 1 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
9FJ9+Q7H - Hassan Bin Haitham St - Ajman Industrial 2 - Ajman - United Arab Emirates
General Medicine

General Clinics & Polyclinics
Manar tower - Tower, Opposite Honda Showroom - شارع الشيخ راشد بن حميد - الراشدية 3 - عجمان - United Arab Emirates
General Medicine · Internal Medicine

General Clinics & Polyclinics
CGJM + J57 - al jerf industrial area 1 - Ajman - United Arab Emirates
Ophthalmology

General Clinics & Polyclinics
CG55+WV Building، AL JURF - Sheikh Ammar Bin Humaid St - 1الحميدية - Al Hamidiya 1 - Ajman - United Arab Emirates
General Medicine · General Dentistry

General Clinics & Polyclinics
AL JURF - University St - Al Jerf 1 - Ajman - United Arab Emirates
General Medicine · General Dentistry
Yes. Cigna insurance is accepted at 79 general clinics & polyclinics in Ajman, regulated by the UAE healthcare regulator. Coverage details, co-pay rates, and pre-authorisation requirements depend on your specific Cigna plan tier. Contact Cigna directly or your employer's HR broker for plan-specific details.
According to the UAE Open Healthcare Directory, there are 79 UAE-licensed general clinics & polyclinics in Ajman that accept Cigna insurance. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.
Co-pay for general clinics & polyclinic visits on Cigna varies by plan tier. Most enhanced Cigna plans charge 10–20% outpatient co-pay (typically capped between AED 500 and AED 1,000 per year). Basic / mandatory tiers may charge higher co-pay and have a narrower network. Always confirm the exact rate with the general clinics & polyclinic's insurance desk and with your Cigna policy schedule before your visit.
The highest-rated general clinics & polyclinic accepting Cigna in Ajman is Crystal Medical Centre with a 5.0-star Google rating based on 5 patient reviews. Browse all 79 general clinics & polyclinics on this page to compare ratings, services, and contact details.
Arabic is an official language of the UAE and most UAE-licensed general clinics & polyclinics in Ajman offer Arabic-speaking staff or physicians on request. Use the Zavis directory language filter to browse general clinics & polyclinics that explicitly advertise Arabic-speaking clinicians, and cross-reference with the Cigna accepted list on this page.
Use the UAE Open Healthcare Directory to browse 79 general clinics & polyclinics in Ajman that accept Cigna. Each listing includes the full address, phone number, operating hours, and accepted insurance plans. You can also use the search tool to filter by area or services offered.
Disclaimer: Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. For plan-specific coverage, co-pay, and pre-authorisation queries, contact Cigna directly or your employer's HR broker. Last verified April 2026.