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General Clinics & Polyclinics · Cigna

General Clinics & Polyclinics Accepting Cigna in Ajman.

79 verified providers · UAE-licensed · Last updated April 2026

79

providers found

According to the UAE Open Healthcare Directory, there are 79 general clinics & polyclinics in Ajman that accept Cigna insurance. Healthcare providers in Ajman are licensed by the UAE healthcare regulator. Part of The Cigna Group (Fortune 500). Provides individual and group health plans with extensive global and UAE provider networks. Strong telehealth services. Last verified April 2026.

According to the UAE Open Healthcare Directory, 79 UAE-licensed general clinics & polyclinics in Ajman currently accept Cigna insurance. Cigna is the most prestigious international carrier in the UAE expat-employer market, particularly for executive-tier hires, globally-mobile professionals, and senior staff at multinationals. The Cigna brand carries unusual cultural weight at HR negotiations — "Cigna or equivalent" is shorthand for premium medical cover in the GCC compensation conversation, and matching it on a downgraded carrier is one of the most common reasons candidates push back on UAE offers. Cigna's UAE network is curated rather than wide. Direct billing is anchored at the premium hospital tier — Cleveland Clinic Abu Dhabi, Mediclinic Parkview / City Hospital / Welcare, Saudi German, NMC Royal, Burjeel Medical City, Aster Hospital, Medeor 24x7, HealthPlus — plus most JCI-accredited specialty centres and the majority of UAE-licensed multi-specialty clinics. Some independent solo-doctor practices fall outside direct billing and require reimbursement-route claims. Pharmacy direct billing covers Aster, Life, BinSina, Medicom and Boots. The plan ladder is Cigna Close Care (UAE-only network), Cigna Global Silver, Gold, Platinum and Diamond (each opens a wider international network). Close Care is the dominant tier on UAE employer schedules. Typical Close Care structure: 10–20% outpatient co-pay capped at AED 1,000 per year for most variants, 0% inpatient, an annual benefit limit ranging from AED 2M (Silver) to unlimited (Diamond), and a 10-month maternity waiting period. Dental is included with an AED 3,000–5,000 sub-limit; vision at AED 1,000–2,000. Mental health is covered up to AED 5,000–10,000 outpatient depending on tier, which is meaningfully higher than the GCC market average. Pre-authorisation is required for elective surgery, advanced imaging (MRI, CT, PET), and high-cost specialty drugs (oncology, fertility, biologics). Cigna's claims experience is regarded as the strongest in the segment — the Cigna app delivers in-app pre-authorisation, claim status tracking, and direct-billing card display, and member-services SLAs are tight (most authorisations cleared within 24 hours, complex cases within 5 working days). The trade-off versus AXA Enhanced is price: Cigna Close Care typically sits 25–40% above AXA Enhanced premiums, and Cigna Global tiers compound the gap further. Co-pay, annual benefit limits and pre-authorisation rules for general clinics & polyclinics depend on your specific Cigna plan tier — always confirm with the provider's insurance desk before your visit, and with Cigna or your employer's HR broker for plan-specific schedules. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.

Amtek Medical Centre

Amtek Medical Centre

4.60(110)

General Clinics & Polyclinics

Flat No - 105 1st floor Al Rafaa Tower -1 - شارع الشيخ خليفة بن زايد - opp. Karachi Darbar, Street - النعيمية 3 - عجمان - United Arab Emirates

Hours listedThiqaCigna+15 plansEnglishArabicAccessible

General Medicine · General Dentistry

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American care medical center

American care medical center

4.60(23)

General Clinics & Polyclinics

Al Hassan Al Basri St - Al Jerf 2 - Ajman - United Arab Emirates

Hours listedAXACigna+11 plansEnglishArabic

General Medicine · General Dentistry

View American care medical center
AL Nuaimiya Medical Examination Centre

AL Nuaimiya Medical Examination Centre

4.50(271)

General Clinics & Polyclinics

61 Sheikh Jaber Al-Sabah St - 2 Al Nuaimia - Ajman - United Arab Emirates

Hours listedDamanThiqa+15 plansEnglishArabicAccessible

Public Health and General Preventive Medicine

View AL Nuaimiya Medical Examination Centre
H N C Medical Center

H N C Medical Center

4.50(4)

General Clinics & Polyclinics

Al Rashidiya 3 - Ajman - United Arab Emirates

Hours listedDamanAXA+9 plansEnglishArabic

General Medicine · Obstetrics and Gynecology

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AL Nahrain Specialty Medical Center

AL Nahrain Specialty Medical Center

4.40(707)

General Clinics & Polyclinics

Sheikh Khalifa Bin Zayed St - 2 Al Nuaimia - Ajman - United Arab Emirates

Hours listedDamanThiqa+18 plansEnglishArabicAccessible

General Medicine · General Dentistry

View AL Nahrain Specialty Medical Center
DR A Medical Center

DR A Medical Center

4.30(898)

General Clinics & Polyclinics

Al Hassan Al Basri St - Al Jerf 2 - Ajman - United Arab Emirates

Hours listedThiqaAXA+15 plansEnglishArabicAccessible

General Medicine · General Dentistry

View DR A Medical Center
AL Ishraq Medical Clinic

AL Ishraq Medical Clinic

4.30(15)

General Clinics & Polyclinics

AJMAN indusriaL AREA 2 - Ajman Industrial 1 - Ajman - United Arab Emirates

Hours listedThiqaAXA+14 plansEnglishArabicAccessible

General Medicine · Nurses

View AL Ishraq Medical Clinic
AL Hira Medical Centre

AL Hira Medical Centre

4.30(7)

General Clinics & Polyclinics

9FQH+FC5 Behind FEWA office - Amman Street - Ajman Industrial 1 - Ajman - United Arab Emirates

AXACigna+9 plansEnglishArabicAccessible

General Medicine · General Dentistry

View AL Hira Medical Centre
Basmat Baghdad Medical Center

Basmat Baghdad Medical Center

4.20(45)

General Clinics & Polyclinics

Al Shorafaa Complex - Building No. 106 Sheikh Khalifa Bin Zayed St - 3 Al Nuaimia - Ajman - United Arab Emirates

Hours listedThiqaCigna+12 plansEnglishArabicAccessible

General Medicine · General Dentistry

View Basmat Baghdad Medical Center
City University Ajman Clinic

City University Ajman Clinic

4.10(678)

General Clinics & Polyclinics

Sheikh Ammar Road - Al Tallah 2 - Ajman - United Arab Emirates

Hours listedAccessible

General Medicine · Nurses

View City University Ajman Clinic
Advanced Medical Centre

Advanced Medical Centre

4.10(75)

General Clinics & Polyclinics

Citymart Bldg - above UAE Exchange - Al Bustan - ليوارة 1 - Ajman - United Arab Emirates

Hours listedCignaADNIC+7 plansEnglishArabicAccessible

General Medicine · General Dentistry

View Advanced Medical Centre
Alihsan Medical Complex

Alihsan Medical Complex

4.10(65)

General Clinics & Polyclinics

CC4P+FWR برج الاحسان - Al Nakhil - Al Rumailah 1 - Ajman - United Arab Emirates

Hours listedDamanCigna+9 plansEnglishArabicAccessible

General Medicine · General Dentistry

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Bynoona Medical Centre

Bynoona Medical Centre

4.10(36)

General Clinics & Polyclinics

17 شارع عدي بن حاتم الطائي - 2 Al Nuaimia - Ajman - United Arab Emirates

Hours listedDamanCigna+12 plansEnglishArabicAccessible

General Medicine · General Dentistry

View Bynoona Medical Centre
AL Hilal Medical Centre

AL Hilal Medical Centre

4.10(24)

General Clinics & Polyclinics

Al Owan - Al Nakhil 1 - Ajman - United Arab Emirates

Hours listedDamanCigna+8 plansEnglishArabicAccessible

General Medicine · General Dentistry

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AL Zora Medical Center

AL Zora Medical Center

4.00(466)

General Clinics & Polyclinics

CC4W+457 - شارع الاتحاد - near Lulu Center - Al Bustan - ليوارة 2 - Ajman - United Arab Emirates

Hours listedAXACigna+15 plansEnglishArabicAccessible

General Medicine · General Dentistry

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Dr Rajeevans Medical Centre

Dr Rajeevans Medical Centre

4.00(16)

General Clinics & Polyclinics

9FGH+962 - Ajman Industrial 2 - Ajman - United Arab Emirates

Hours listedDamanThiqa+9 plansEnglishArabic

General Medicine · General Dentistry

View Dr Rajeevans Medical Centre
AL Raafi Clinic

AL Raafi Clinic

4.00(5)

General Clinics & Polyclinics

Al Jurf 2 - Al Jerf Industrial 2 - Ajman - United Arab Emirates

Hours listedThiqaCigna+11 plansEnglishArabicAccessible

General Medicine · Nurses

View AL Raafi Clinic
AL Reem Medical Clinic

AL Reem Medical Clinic

3.90(11)

General Clinics & Polyclinics

9FJM+M2P - Amr Ibn El Aas St - Ajman Industrial 1 - Ajman - United Arab Emirates

Hours listedCignaGIG Gulf+6 plansEnglishArabic

General Medicine · Nurses

View AL Reem Medical Clinic
Family Medical Center

Family Medical Center

3.70(146)

General Clinics & Polyclinics

Munah St - Ajman Industrial 1 - Ajman - United Arab Emirates

Hours listedDamanAXA+7 plansEnglishArabicAccessible

General Medicine · General Dentistry

View Family Medical Center
Access Clinic Ajman

Access Clinic Ajman

3.50(12)

General Clinics & Polyclinics

9FJ9+Q7H - Hassan Bin Haitham St - Ajman Industrial 2 - Ajman - United Arab Emirates

DamanCigna+11 plansEnglishArabicAccessible

General Medicine

View Access Clinic Ajman
Aster Specialist Medical Center

Aster Specialist Medical Center

3.20(27)

General Clinics & Polyclinics

Manar tower - Tower, Opposite Honda Showroom - شارع الشيخ راشد بن حميد - الراشدية 3 - عجمان - United Arab Emirates

Hours listedThiqaAXA+16 plansEnglishArabicAccessible

General Medicine · Internal Medicine

View Aster Specialist Medical Center
AL Noor Medical Centre

AL Noor Medical Centre

3.00(1)

General Clinics & Polyclinics

CGJM + J57 - al jerf industrial area 1 - Ajman - United Arab Emirates

ThiqaCigna+15 plansEnglishArabic

Ophthalmology

View AL Noor Medical Centre
AL Jurf Medical Center 01

AL Jurf Medical Center 01

General Clinics & Polyclinics

CG55+WV Building، AL JURF - Sheikh Ammar Bin Humaid St - 1الحميدية - Al Hamidiya 1 - Ajman - United Arab Emirates

Hours listedDamanThiqa+19 plansEnglishArabic

General Medicine · General Dentistry

View AL Jurf Medical Center 01
AL Falah Rehabilitation Center

AL Falah Rehabilitation Center

General Clinics & Polyclinics

AL JURF - University St - Al Jerf 1 - Ajman - United Arab Emirates

General Medicine · General Dentistry

View AL Falah Rehabilitation Center

Other insurers covering General Clinics & Polyclinics in Ajman

Other categories accepting Cigna in Ajman

Good to know

General Clinics & Polyclinics Accepting Cigna in Ajman — FAQ

Does Cigna cover general clinics & polyclinics in Ajman?

Yes. Cigna insurance is accepted at 79 general clinics & polyclinics in Ajman, regulated by the UAE healthcare regulator. Coverage details, co-pay rates, and pre-authorisation requirements depend on your specific Cigna plan tier. Contact Cigna directly or your employer's HR broker for plan-specific details.

How many general clinics & polyclinics accept Cigna in Ajman?

According to the UAE Open Healthcare Directory, there are 79 UAE-licensed general clinics & polyclinics in Ajman that accept Cigna insurance. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.

What is the co-pay for general clinics & polyclinic visits on Cigna in Ajman?

Co-pay for general clinics & polyclinic visits on Cigna varies by plan tier. Most enhanced Cigna plans charge 10–20% outpatient co-pay (typically capped between AED 500 and AED 1,000 per year). Basic / mandatory tiers may charge higher co-pay and have a narrower network. Always confirm the exact rate with the general clinics & polyclinic's insurance desk and with your Cigna policy schedule before your visit.

What is the best general clinics & polyclinic accepting Cigna in Ajman?

The highest-rated general clinics & polyclinic accepting Cigna in Ajman is Crystal Medical Centre with a 5.0-star Google rating based on 5 patient reviews. Browse all 79 general clinics & polyclinics on this page to compare ratings, services, and contact details.

Are there Arabic-speaking general clinics & polyclinics in Ajman that accept Cigna?

Arabic is an official language of the UAE and most UAE-licensed general clinics & polyclinics in Ajman offer Arabic-speaking staff or physicians on request. Use the Zavis directory language filter to browse general clinics & polyclinics that explicitly advertise Arabic-speaking clinicians, and cross-reference with the Cigna accepted list on this page.

How do I find a general clinics & polyclinic near me in Ajman that accepts Cigna?

Use the UAE Open Healthcare Directory to browse 79 general clinics & polyclinics in Ajman that accept Cigna. Each listing includes the full address, phone number, operating hours, and accepted insurance plans. You can also use the search tool to filter by area or services offered.

Disclaimer: Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. For plan-specific coverage, co-pay, and pre-authorisation queries, contact Cigna directly or your employer's HR broker. Last verified April 2026.