Alliance Insurance vs NAS (NextCare)
UAE Health Insurance Comparison 2026
Alliance Insurance
private4,684 providers
2 plans
Est. 1975
DHA regulated
NAS (NextCare)
tpa10,492 providers
2 plans
Est. 1999
DHA, HAAD, MOHAP regulated
Alliance Insurance has 2 plans starting from AED 2,500/yr with 4,684 providers across 8 cities. NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,492 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Alliance Insurance vs NAS (NextCare) — At a Glance
| Attribute | Alliance Insurance | NAS (NextCare) |
|---|---|---|
| Type | private | tpa |
| Founded | 1975 | 1999 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,500 | AED 2,500 – 13,000 |
| Total Network Size | 4,684 | 10,492 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-263-2222 | 800-627 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Alliance Insurance | vs | NAS (NextCare) |
|---|---|---|---|
| Dubai | 2,890 | vs | 5,118 |
| Abu Dhabi | 599 | vs | 2,355 |
| Sharjah | 716 | vs | 1,617 |
| Al Ain | 183 | vs | 572 |
| Ajman | 138 | vs | 368 |
| Ras Al Khaimah | 87 | vs | 248 |
| Fujairah | 54 | vs | 167 |
| Umm Al Quwain | 17 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Alliance Insurance Plans
Alliance Insurance
Alliance Basic Health
SMEs in Dubai meeting DHA mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
4,684 providers
View details →Alliance Insurance
Alliance Corporate Health
Corporate employees in Dubai and Sharjah
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,684 providers
View details →NAS (NextCare) Plans
NAS (NextCare)
NextCare Essential
Mandatory compliance for employers across UAE
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,492 providers
View details →NAS (NextCare)
NextCare Gold
Corporate employees seeking comprehensive TPA-managed coverage
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
10,492 providers
View details →Verdict
Choose Alliance Insurance if you need strong coverage and established reputation. Choose NAS (NextCare) if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Alliance Insurance vs NAS (NextCare) — FAQ
Which is better, Alliance Insurance or NAS (NextCare)?
It depends on your needs. Alliance Insurance has 4,684 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. NAS (NextCare) has 10,492 providers across 8 cities with 2 plans from AED 2,500/yr. Choose Alliance Insurance if you need strong coverage and established reputation. Choose NAS (NextCare) if you prioritise a larger provider network, more comprehensive coverage options.
Is Alliance Insurance cheaper than NAS (NextCare)?
Both Alliance Insurance and NAS (NextCare) have entry-level plans starting from AED 2,500/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.
Which has a bigger network in Dubai, Alliance Insurance or NAS (NextCare)?
NAS (NextCare) has a larger Dubai network with 5,118 providers, compared to Alliance Insurance's 2,890 providers. Network sizes are based on the UAE Open Healthcare Directory data.
Does Alliance Insurance or NAS (NextCare) cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Alliance Insurance's dental sub-limit goes up to AED 3,500/yr, while NAS (NextCare) offers up to AED 4,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Alliance Insurance to NAS (NextCare)?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Alliance Insurance to NAS (NextCare) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Alliance Insurance and NAS (NextCare) have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Alliance Insurance and NAS (NextCare) plans?
Use the UAE Health Insurance Navigator on this page to compare Alliance Insurance and NAS (NextCare) side-by-side. Key factors to compare: (1) Annual premium — Alliance Insurance starts from AED 2,500/yr, NAS (NextCare) from AED 2,500/yr, (2) Network size — 4,684 vs 10,492 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Alliance Insurance and NAS (NextCare) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.