Hayah Insurance Insurance — Providers in Ras Al Khaimah.

Yes. Hayah Insurance insurance is accepted at 68 healthcare providers in Ras Al Khaimah, UAE, regulated by the UAE healthcare regulator. Abu Dhabi-based life and health insurer (est. 2008). Formerly AXA Green Crescent Insurance Company, rebranded to Hayah in 2022. Listed on ADX. Use the UAE Open Healthcare Directory to find specific clinics, hospitals, and specialists that accept Hayah Insurance in Ras Al Khaimah.

According to the UAE Open Healthcare Directory, there are 68 UAE-licensed healthcare providers in Ras Al Khaimah that accept Hayah Insurance insurance. This includes hospitals, clinics, dental practices, specialist centers, and diagnostics labs. Provider licenses are sourced from the UAE healthcare regulator's official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.

Co-pay rates for Hayah Insurance in Ras Al Khaimah vary by plan tier and facility type. Most private insurer plans charge 10–20% co-pay for outpatient visits. Check your specific Hayah Insurance plan schedule for exact rates. Contact Hayah Insurance or your HR broker for your policy's exact co-pay schedule.

Yes, emergency care is covered under all Hayah Insurance plans in Ras Al Khaimah. In the UAE, emergency treatment cannot be refused at any UAE-licensed facility. For Hayah Insurance, emergency treatment at any hospital in Ras Al Khaimah is covered — pre-authorisation is not required for genuine emergencies.

Yes — 1 hospital in Ras Al Khaimah accept Hayah Insurance insurance according to the UAE Open Healthcare Directory. Always verify directly with the hospital's insurance desk before your visit, as network inclusion can change. You can browse all Hayah Insurance-accepting hospitals in Ras Al Khaimah on this page.

Hayah Insurance is accepted by a wide range of specialists in Ras Al Khaimah, including: General Clinics & Polyclinics (24), Pharmacies (20), Dental Clinics (10), Eye Care & Ophthalmology (4), Alternative & Holistic Medicine (3). Browse the UAE Open Healthcare Directory listings above to filter by specialty and find the right provider for your needs. All providers are UAE-licensed.