Orient Insurance vs RAK Insurance
UAE Health Insurance Comparison 2026
Orient Insurance
private9,749 providers
3 plans
Est. 1982
DHA, HAAD, MOHAP regulated
RAK Insurance
private3,552 providers
2 plans
Est. 1974
MOHAP regulated
Orient Insurance has 3 plans starting from AED 2,400/yr with 9,749 providers across 8 cities. RAK Insurance has 2 plans starting from AED 2,000/yr with 3,552 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Orient Insurance vs RAK Insurance — At a Glance
| Attribute | Orient Insurance | RAK Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1982 | 1974 |
| Headquarters | Dubai | Ras Al Khaimah |
| Regulators | DHA, HAAD, MOHAP | MOHAP |
| Number of Plans | 3 | 2 |
| Premium Range | AED 2,400 – 30,000 | AED 2,000 – 8,500 |
| Total Network Size | 9,749 | 3,552 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | No |
| Maternity | Yes | Yes |
| Mental Health | Yes | No |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-674368 | 07-228-8444 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Orient Insurance | vs | RAK Insurance |
|---|---|---|---|
| Dubai | 5,125 | vs | 1,375 |
| Abu Dhabi | 2,069 | vs | 618 |
| Sharjah | 1,509 | vs | 585 |
| Al Ain | 448 | vs | 186 |
| Ras Al Khaimah | 176 | vs | 365 |
| Ajman | 252 | vs | 238 |
| Fujairah | 139 | vs | 146 |
| Umm Al Quwain | 31 | vs | 39 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Orient Insurance Plans
Orient Insurance
Orient Essential Health
SMEs and individuals meeting mandatory health insurance requirements
AED 2,400 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Corporate Gold
Corporate employees and families across UAE
AED 5,500 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Executive
Executives and senior management
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
9,749 providers
View details →RAK Insurance Plans
RAK Insurance
RAK Basic Health
Employees in Northern Emirates meeting MOHAP requirements
AED 2,000 – 3,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
3,552 providers
View details →RAK Insurance
RAK Enhanced Health
Corporate employees and families in Northern Emirates
AED 4,000 – 8,500/yr
Annual limit: AED 350,000 · semi-private room · 20% co-pay
3,552 providers
View details →Verdict
Choose Orient Insurance if you need a larger provider network, more plan tiers to choose from, more comprehensive coverage options. Choose RAK Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Orient Insurance vs RAK Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Orient Insurance and RAK Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.