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Noor Takaful vs Orient Insurance

UAE Health Insurance Comparison 2026

Noor Takaful

private

4,930 providers

2 plans

Est. 2009

DHA, DOH regulated

Orient Insurance

private

9,461 providers

3 plans

Est. 1982

DHA, DOH, MOHAP regulated

Noor Takaful has 2 plans from AED 2,600 a year and 4,930 in-network providers in 8 cities. Orient Insurance has 3 plans from AED 2,400 a year and 9,461 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.

Noor Takaful vs Orient Insurance — At a Glance

AttributeNoor TakafulOrient Insurance
Typeprivateprivate
Founded20091982
HeadquartersDubaiDubai
RegulatorsDHA, DOHDHA, DOH, MOHAP
Number of Plans23
Premium RangeAED 2,600 – 11,000AED 2,400 – 30,000
Total Network Size4,9309,461
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Phone (from the insurer's website)See noortakaful.com800 674368

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNoor TakafulvsOrient Insurance
Dubai
2,716
vs
4,931
Abu Dhabi
972
vs
2,027
Sharjah
741
vs
1,489
Al Ain
200
vs
433
Ajman
133
vs
246
Ras Al Khaimah
89
vs
168
Fujairah
64
vs
136
Umm Al Quwain
15
vs
31

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Noor Takaful Plans

Noor Takaful

Noor Basic Takaful Health

Basic

SMEs in Dubai and Abu Dhabi seeking Sharia-compliant health coverage

AED 2,600 – 4,600/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Fully Sharia-compliantCompetitive SME rates

4,930 providers

View details →

Noor Takaful

Noor Enhanced Takaful Health

Enhanced

Corporate employees and families wanting Takaful enhanced cover

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Takaful-compliantDental and optical includedAlternative medicine (Hijama)

4,930 providers

View details →

Orient Insurance Plans

Orient Insurance

Orient Essential Health

Basic

SMEs and individuals meeting mandatory health insurance requirements

AED 2,400 – 4,500/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
All-emirate compliantAl Futtaim Group backingCompetitive group pricing

9,461 providers

View details →

Orient Insurance

Orient Corporate Gold

Enhanced

Corporate employees and families across UAE

AED 5,500 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide multi-emirate networkDental and optical includedMental health coverage

9,461 providers

View details →

Orient Insurance

Orient Executive

Premium

Executives and senior management

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

9,461 providers

View details →

Verdict

Choose Noor Takaful if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Noor Takaful vs Orient Insurance — FAQ

Which is better, Noor Takaful or Orient Insurance?

It depends on your needs. Noor Takaful has 4,930 providers across 8 cities and offers 2 plans starting from AED 2,600/yr. Orient Insurance has 9,461 providers across 8 cities with 3 plans from AED 2,400/yr. Choose Noor Takaful if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options.

Is Noor Takaful cheaper than Orient Insurance?

No, Orient Insurance's entry-level plan starts from AED 2,400/yr, while Noor Takaful's cheapest plan begins at AED 2,600/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Which has a bigger network in Dubai, Noor Takaful or Orient Insurance?

Orient Insurance has a larger Dubai network with 4,931 providers, compared to Noor Takaful's 2,716 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does Noor Takaful or Orient Insurance cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. Noor Takaful's dental sub-limit goes up to AED 3,000/yr, while Orient Insurance offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Can I switch from Noor Takaful to Orient Insurance?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Noor Takaful to Orient Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Noor Takaful and Orient Insurance have dedicated claims and onboarding teams to facilitate the transition.

How do I compare Noor Takaful and Orient Insurance plans?

Use the UAE Health Insurance Navigator on this page to compare Noor Takaful and Orient Insurance side-by-side. Key factors to compare: (1) Annual premium — Noor Takaful starts from AED 2,600/yr, Orient Insurance from AED 2,400/yr, (2) Network size — 4,930 vs 9,461 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Noor Takaful and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.