National General Insurance vs Orient Insurance

It depends on your needs. National General Insurance has 1,417 providers across 8 cities and offers 2 plans starting from AED 2,000/yr. Orient Insurance has 9,461 providers across 8 cities with 3 plans from AED 2,400/yr. Choose National General Insurance if you need lower entry-level premiums. Choose Orient Insurance if you prioritise a larger provider network, more plan tiers to choose from, more comprehensive coverage options.

Yes, National General Insurance's entry-level plan starts from AED 2,000/yr, compared to Orient Insurance's cheapest plan at AED 2,400/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Orient Insurance has a larger Dubai network with 4,931 providers, compared to National General Insurance's 728 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Both insurers offer dental coverage on their enhanced and premium plans. National General Insurance's dental sub-limit goes up to AED 2,500/yr, while Orient Insurance offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from National General Insurance to Orient Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both National General Insurance and Orient Insurance have dedicated claims and onboarding teams to facilitate the transition.

Use the UAE Health Insurance Navigator on this page to compare National General Insurance and Orient Insurance side-by-side. Key factors to compare: (1) Annual premium — National General Insurance starts from AED 2,000/yr, Orient Insurance from AED 2,400/yr, (2) Network size — 1,417 vs 9,461 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.