National General Insurance vs Orient Insurance
UAE Health Insurance Comparison 2026
National General Insurance
private5,012 providers
2 plans
Est. 1980
DHA, HAAD regulated
Orient Insurance
private9,749 providers
3 plans
Est. 1982
DHA, HAAD, MOHAP regulated
National General Insurance has 2 plans starting from AED 2,000/yr with 5,012 providers across 8 cities. Orient Insurance has 3 plans starting from AED 2,400/yr with 9,749 providers across 8 cities. National General Insurance is strongest in Abu Dhabi while Orient Insurance has the most providers in Dubai.
National General Insurance vs Orient Insurance — At a Glance
| Attribute | National General Insurance | Orient Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1980 | 1982 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 3 |
| Premium Range | AED 2,000 – 9,000 | AED 2,400 – 30,000 |
| Total Network Size | 5,012 | 9,749 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | No | Yes |
| Maternity | Yes | Yes |
| Mental Health | No | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 02-619-1100 | 800-674368 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | National General Insurance | vs | Orient Insurance |
|---|---|---|---|
| Dubai | 1,776 | vs | 5,125 |
| Abu Dhabi | 1,811 | vs | 2,069 |
| Sharjah | 589 | vs | 1,509 |
| Al Ain | 482 | vs | 448 |
| Ajman | 160 | vs | 252 |
| Ras Al Khaimah | 109 | vs | 176 |
| Fujairah | 62 | vs | 139 |
| Umm Al Quwain | 23 | vs | 31 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
National General Insurance Plans
National General Insurance
NGI Basic Health
Blue-collar and mid-level employees in Abu Dhabi
AED 2,000 – 3,800/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
5,012 providers
View details →National General Insurance
NGI Enhanced Health
White-collar employees and families in Abu Dhabi
AED 4,500 – 9,000/yr
Annual limit: AED 400,000 · semi-private room · 20% co-pay
5,012 providers
View details →Orient Insurance Plans
Orient Insurance
Orient Essential Health
SMEs and individuals meeting mandatory health insurance requirements
AED 2,400 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Corporate Gold
Corporate employees and families across UAE
AED 5,500 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Executive
Executives and senior management
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
9,749 providers
View details →Verdict
Choose National General Insurance if you need lower entry-level premiums. Choose Orient Insurance if you prioritise a larger provider network, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
National General Insurance vs Orient Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from National General Insurance and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.