MetLife vs Orient Insurance

UAE Health Insurance Comparison 2026

MetLife

private

8,008 providers

2 plans

Est. 1868

DHA, HAAD regulated

Orient Insurance

private

9,749 providers

3 plans

Est. 1982

DHA, HAAD, MOHAP regulated

MetLife has 2 plans starting from AED 2,800/yr with 8,008 providers across 8 cities. Orient Insurance has 3 plans starting from AED 2,400/yr with 9,749 providers across 8 cities. Both insurers have their strongest presence in Dubai.

MetLife vs Orient Insurance — At a Glance

AttributeMetLifeOrient Insurance
Typeprivateprivate
Founded18681982
HeadquartersDubaiDubai
RegulatorsDHA, HAADDHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,800 – 13,000AED 2,400 – 30,000
Total Network Size8,0089,749
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone800-638543800-674368

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityMetLifevsOrient Insurance
Dubai
4,616
vs
5,125
Abu Dhabi
1,744
vs
2,069
Sharjah
806
vs
1,509
Al Ain
344
vs
448
Ajman
220
vs
252
Ras Al Khaimah
150
vs
176
Fujairah
93
vs
139
Umm Al Quwain
35
vs
31

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

MetLife Plans

MetLife

MetLife Essential Health

Basic

SMEs meeting mandatory health insurance requirements

AED 2,800 – 5,000/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantDigital claims via appAffordable group rates

8,008 providers

View details →

MetLife

MetLife Corporate Plus

Enhanced

Corporate employees with enhanced coverage needs

AED 6,000 – 13,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Wellness programme includedDental and opticalMental health coverage

8,008 providers

View details →

Orient Insurance Plans

Orient Insurance

Orient Essential Health

Basic

SMEs and individuals meeting mandatory health insurance requirements

AED 2,400 – 4,500/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
All-emirate compliantAl Futtaim Group backingCompetitive group pricing

9,749 providers

View details →

Orient Insurance

Orient Corporate Gold

Enhanced

Corporate employees and families across UAE

AED 5,500 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide multi-emirate networkDental and optical includedMental health coverage

9,749 providers

View details →

Orient Insurance

Orient Executive

Premium

Executives and senior management

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

9,749 providers

View details →

Verdict

Choose MetLife if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

MetLife vs Orient Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from MetLife and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.