Question 1

Which is better, GIG Gulf or Orient Insurance?

Accepted Answer

It depends on your needs. GIG Gulf has 7,697 providers across 8 cities and offers 3 plans starting from AED 2,800/yr. Orient Insurance has 9,749 providers across 8 cities with 3 plans from AED 2,400/yr. Choose GIG Gulf if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is GIG Gulf cheaper than Orient Insurance?

Accepted Answer

No, Orient Insurance's entry-level plan starts from AED 2,400/yr, while GIG Gulf's cheapest plan begins at AED 2,800/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, GIG Gulf or Orient Insurance?

Accepted Answer

Orient Insurance has a larger Dubai network with 5,125 providers, compared to GIG Gulf's 4,165 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does GIG Gulf or Orient Insurance cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. GIG Gulf's dental sub-limit goes up to AED 8,000/yr, while Orient Insurance offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from GIG Gulf to Orient Insurance?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GIG Gulf to Orient Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GIG Gulf and Orient Insurance have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare GIG Gulf and Orient Insurance plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare GIG Gulf and Orient Insurance side-by-side. Key factors to compare: (1) Annual premium — GIG Gulf starts from AED 2,800/yr, Orient Insurance from AED 2,400/yr, (2) Network size — 7,697 vs 9,749 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	GIG Gulf	Orient Insurance
Type	private	private
Founded	1962	1982
Headquarters	Kuwait / Dubai	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD, MOHAP
Number of Plans	3	3
Premium Range	AED 2,800 – 28,000	AED 2,400 – 30,000
Total Network Size	7,697	9,749
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-444	800-674368

City	GIG Gulf	vs	Orient Insurance
Dubai	4,165	vs	5,125
Abu Dhabi	1,674	vs	2,069
Sharjah	1,045	vs	1,509
Al Ain	297	vs	448
Ajman	227	vs	252
Ras Al Khaimah	155	vs	176
Fujairah	113	vs	139
Umm Al Quwain	21	vs	31

GIG Gulf vs Orient Insurance

GIG Gulf

Orient Insurance

GIG Gulf vs Orient Insurance — At a Glance

Network Comparison by City

GIG Gulf Plans

GIG Gulf Essential

GIG Gulf Corporate Plus

GIG Gulf Executive

Orient Insurance Plans

Orient Essential Health

Orient Corporate Gold

Orient Executive

Verdict

GIG Gulf vs Orient Insurance — FAQ

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