Fidelity United Insurance vs Orient Insurance
UAE Health Insurance Comparison 2026
Fidelity United Insurance
private5,583 providers
2 plans
Est. 1976
DHA regulated
Orient Insurance
private9,749 providers
3 plans
Est. 1982
DHA, HAAD, MOHAP regulated
Fidelity United Insurance has 2 plans starting from AED 2,300/yr with 5,583 providers across 8 cities. Orient Insurance has 3 plans starting from AED 2,400/yr with 9,749 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Fidelity United Insurance vs Orient Insurance — At a Glance
| Attribute | Fidelity United Insurance | Orient Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1976 | 1982 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 3 |
| Premium Range | AED 2,300 – 10,500 | AED 2,400 – 30,000 |
| Total Network Size | 5,583 | 9,749 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 04-263-2444 | 800-674368 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Fidelity United Insurance | vs | Orient Insurance |
|---|---|---|---|
| Dubai | 3,434 | vs | 5,125 |
| Abu Dhabi | 686 | vs | 2,069 |
| Sharjah | 829 | vs | 1,509 |
| Al Ain | 219 | vs | 448 |
| Ajman | 244 | vs | 252 |
| Ras Al Khaimah | 95 | vs | 176 |
| Fujairah | 61 | vs | 139 |
| Umm Al Quwain | 15 | vs | 31 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Fidelity United Insurance Plans
Fidelity United Insurance
Fidelity Basic Health
Small businesses in Dubai meeting DHA mandatory requirements
AED 2,300 – 4,200/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,583 providers
View details →Fidelity United Insurance
Fidelity Corporate Health
Corporate employees in Dubai
AED 5,000 – 10,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,583 providers
View details →Orient Insurance Plans
Orient Insurance
Orient Essential Health
SMEs and individuals meeting mandatory health insurance requirements
AED 2,400 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Corporate Gold
Corporate employees and families across UAE
AED 5,500 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Executive
Executives and senior management
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
9,749 providers
View details →Verdict
Choose Fidelity United Insurance if you need lower entry-level premiums. Choose Orient Insurance if you prioritise a larger provider network, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Fidelity United Insurance vs Orient Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Fidelity United Insurance and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.