Fidelity United Insurance vs MedNet
UAE Health Insurance Comparison 2026
Fidelity United Insurance
private679 providers
2 plans
Est. 1976
DHA regulated
MedNet
tpa493 providers
2 plans
Est. 1991
DHA, DOH regulated
Fidelity United Insurance has 2 plans from AED 2,300 a year and 679 in-network providers in 7 cities. MedNet has 2 plans from AED 2,800 a year and 493 in-network providers in 7 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Fidelity United Insurance vs MedNet — At a Glance
| Attribute | Fidelity United Insurance | MedNet |
|---|---|---|
| Type | private | tpa |
| Founded | 1976 | 1991 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, DOH |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,300 – 10,500 | AED 2,800 – 12,000 |
| Total Network Size | 679 | 493 |
| Cities Covered | 7 | 7 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-263-2444 | 04-325-5225 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Fidelity United Insurance | vs | MedNet |
|---|---|---|---|
| Dubai | 356 | vs | 270 |
| Sharjah | 124 | vs | 99 |
| Abu Dhabi | 140 | vs | 76 |
| Ajman | 33 | vs | 22 |
| Ras Al Khaimah | 19 | vs | 19 |
| Fujairah | 4 | vs | 4 |
| Umm Al Quwain | 3 | vs | 3 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Fidelity United Insurance Plans
Fidelity United Insurance
Fidelity Basic Health
Small businesses in Dubai who need the mandatory cover
AED 2,300 – 4,200/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
679 providers
View details →Fidelity United Insurance
Fidelity Corporate Health
Corporate employees in Dubai
AED 5,000 – 10,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
679 providers
View details →MedNet Plans
MedNet
MedNet Managed Essential
Companies using MedNet-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
493 providers
View details →MedNet
MedNet Managed Plus
Mid-size companies seeking enhanced TPA-managed coverage
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
493 providers
View details →Verdict
Choose Fidelity United Insurance if you need a larger provider network, lower entry-level premiums. Choose MedNet if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Fidelity United Insurance vs MedNet — FAQ
Which is better, Fidelity United Insurance or MedNet?
It depends on your needs. Fidelity United Insurance has 679 providers across 7 cities and offers 2 plans starting from AED 2,300/yr. MedNet has 493 providers across 7 cities with 2 plans from AED 2,800/yr. Choose Fidelity United Insurance if you need a larger provider network, lower entry-level premiums. Choose MedNet if you prioritise strong coverage and established reputation.
Is Fidelity United Insurance cheaper than MedNet?
Yes, Fidelity United Insurance's entry-level plan starts from AED 2,300/yr, compared to MedNet's cheapest plan at AED 2,800/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, Fidelity United Insurance or MedNet?
Fidelity United Insurance has a larger Dubai network with 356 providers, compared to MedNet's 270 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Fidelity United Insurance or MedNet cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Fidelity United Insurance's dental sub-limit goes up to AED 3,000/yr, while MedNet offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Fidelity United Insurance to MedNet?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Fidelity United Insurance to MedNet (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Fidelity United Insurance and MedNet have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Fidelity United Insurance and MedNet plans?
Use the UAE Health Insurance Navigator on this page to compare Fidelity United Insurance and MedNet side-by-side. Key factors to compare: (1) Annual premium — Fidelity United Insurance starts from AED 2,300/yr, MedNet from AED 2,800/yr, (2) Network size — 679 vs 493 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Fidelity United Insurance and MedNet or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.