Fidelity United Insurance vs MedNet

UAE Health Insurance Comparison 2026

Fidelity United Insurance

private

5,583 providers

2 plans

Est. 1976

DHA regulated

MedNet

tpa

10,260 providers

2 plans

Est. 1991

DHA, HAAD regulated

Fidelity United Insurance has 2 plans starting from AED 2,300/yr with 5,583 providers across 8 cities. MedNet has 2 plans starting from AED 2,800/yr with 10,260 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Fidelity United Insurance vs MedNet — At a Glance

AttributeFidelity United InsuranceMedNet
Typeprivatetpa
Founded19761991
HeadquartersDubaiDubai
RegulatorsDHADHA, HAAD
Number of Plans22
Premium RangeAED 2,300 – 10,500AED 2,800 – 12,000
Total Network Size5,58310,260
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoNo
Co-pay Range20%20%
Claims Phone04-263-244404-325-5225

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityFidelity United InsurancevsMedNet
Dubai
3,434
vs
5,192
Abu Dhabi
686
vs
2,212
Sharjah
829
vs
1,527
Al Ain
219
vs
551
Ajman
244
vs
351
Ras Al Khaimah
95
vs
242
Fujairah
61
vs
140
Umm Al Quwain
15
vs
45

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Fidelity United Insurance Plans

Fidelity United Insurance

Fidelity Basic Health

Basic

Small businesses in Dubai meeting DHA mandatory requirements

AED 2,300 – 4,200/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantFast claims processingDubai-focused network

5,583 providers

View details →

Fidelity United Insurance

Fidelity Corporate Health

Enhanced

Corporate employees in Dubai

AED 5,000 – 10,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedMental health coveragePersonal service approach

5,583 providers

View details →

MedNet Plans

MedNet

MedNet Managed Essential

Basic

Companies using MedNet-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Wide TPA networkFast digital claimsMulti-insurer options

10,260 providers

View details →

MedNet

MedNet Managed Plus

Enhanced

Mid-size companies seeking enhanced TPA-managed coverage

AED 5,500 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Large managed networkDental and optical includedFlexible underwriter options

10,260 providers

View details →

Verdict

Choose Fidelity United Insurance if you need lower entry-level premiums. Choose MedNet if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Fidelity United Insurance vs MedNet — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Fidelity United Insurance and MedNet or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.