Question 1

Which is better, Emirates Insurance Company or MedNet?

Accepted Answer

It depends on your needs. Emirates Insurance Company has 5,672 providers across 8 cities and offers 2 plans starting from AED 2,200/yr. MedNet has 10,260 providers across 8 cities with 2 plans from AED 2,800/yr. Choose Emirates Insurance Company if you need lower entry-level premiums. Choose MedNet if you prioritise a larger provider network.

Question 2

Is Emirates Insurance Company cheaper than MedNet?

Accepted Answer

Yes, Emirates Insurance Company's entry-level plan starts from AED 2,200/yr, compared to MedNet's cheapest plan at AED 2,800/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Emirates Insurance Company or MedNet?

Accepted Answer

MedNet has a larger Dubai network with 5,192 providers, compared to Emirates Insurance Company's 3,325 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Emirates Insurance Company or MedNet cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Emirates Insurance Company's dental sub-limit goes up to AED 3,000/yr, while MedNet offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Emirates Insurance Company to MedNet?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Emirates Insurance Company to MedNet (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Emirates Insurance Company and MedNet have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Emirates Insurance Company and MedNet plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Emirates Insurance Company and MedNet side-by-side. Key factors to compare: (1) Annual premium — Emirates Insurance Company starts from AED 2,200/yr, MedNet from AED 2,800/yr, (2) Network size — 5,672 vs 10,260 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Emirates Insurance Company	MedNet
Type	private	tpa
Founded	1982	1991
Headquarters	Abu Dhabi	Dubai
Regulators	DHA, MOHAP	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,200 – 11,000	AED 2,800 – 12,000
Total Network Size	5,672	10,260
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	800-364728	04-325-5225

City	Emirates Insurance Company	vs	MedNet
Dubai	3,325	vs	5,192
Abu Dhabi	714	vs	2,212
Sharjah	905	vs	1,527
Al Ain	227	vs	551
Ajman	295	vs	351
Ras Al Khaimah	112	vs	242
Fujairah	74	vs	140
Umm Al Quwain	20	vs	45

Emirates Insurance Company vs MedNet

Emirates Insurance Company

MedNet

Emirates Insurance Company vs MedNet — At a Glance

Network Comparison by City

Emirates Insurance Company Plans

Emirates Essential Health

Emirates Corporate Health

MedNet Plans

MedNet Managed Essential

MedNet Managed Plus

Verdict

Emirates Insurance Company vs MedNet — FAQ

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