Question 1

Which is better, Dubai Insurance Company or MSH International?

Accepted Answer

It depends on your needs. Dubai Insurance Company has 8,676 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. MSH International has 4,738 providers across 8 cities with 2 plans from AED 6,500/yr. Choose Dubai Insurance Company if you need a larger provider network, lower entry-level premiums. Choose MSH International if you prioritise more comprehensive coverage options.

Question 2

Is Dubai Insurance Company cheaper than MSH International?

Accepted Answer

Yes, Dubai Insurance Company's entry-level plan starts from AED 2,500/yr, compared to MSH International's cheapest plan at AED 6,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Dubai Insurance Company or MSH International?

Accepted Answer

Dubai Insurance Company has a larger Dubai network with 5,248 providers, compared to MSH International's 2,896 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Dubai Insurance Company or MSH International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Dubai Insurance Company's dental sub-limit goes up to AED 3,500/yr, while MSH International offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Dubai Insurance Company to MSH International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Dubai Insurance Company to MSH International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Dubai Insurance Company and MSH International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Dubai Insurance Company and MSH International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Dubai Insurance Company and MSH International side-by-side. Key factors to compare: (1) Annual premium — Dubai Insurance Company starts from AED 2,500/yr, MSH International from AED 6,500/yr, (2) Network size — 8,676 vs 4,738 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Dubai Insurance Company	MSH International
Type	private	private
Founded	1970	1974
Headquarters	Dubai	Dubai
Regulators	DHA	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,500 – 12,000	AED 6,500 – 30,000
Total Network Size	8,676	4,738
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	Yes
Co-pay Range	20%	0% – 20%
Claims Phone	04-262-5252	04-327-3500

City	Dubai Insurance Company	vs	MSH International
Dubai	5,248	vs	2,896
Abu Dhabi	1,107	vs	1,054
Sharjah	1,310	vs	334
Al Ain	371	vs	182
Ajman	321	vs	108
Ras Al Khaimah	175	vs	91
Fujairah	106	vs	60
Umm Al Quwain	38	vs	13

Dubai Insurance Company vs MSH International

Dubai Insurance Company

MSH International

Dubai Insurance Company vs MSH International — At a Glance

Network Comparison by City

Dubai Insurance Company Plans

DIC Essential Health

DIC Corporate Health

MSH International Plans

MSH Essential Plus

MSH Premium International

Verdict

Dubai Insurance Company vs MSH International — FAQ

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