Dubai Insurance Company vs IRIS Health

UAE Health Insurance Comparison 2026

Dubai Insurance Company

private

8,676 providers

2 plans

Est. 1970

DHA regulated

IRIS Health

tpa

5,962 providers

2 plans

Est. 2003

DHA, HAAD regulated

Dubai Insurance Company has 2 plans starting from AED 2,500/yr with 8,676 providers across 8 cities. IRIS Health has 2 plans starting from AED 2,800/yr with 5,962 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Dubai Insurance Company vs IRIS Health — At a Glance

AttributeDubai Insurance CompanyIRIS Health
Typeprivatetpa
Founded19702003
HeadquartersDubaiDubai
RegulatorsDHADHA, HAAD
Number of Plans22
Premium RangeAED 2,500 – 12,000AED 2,800 – 11,500
Total Network Size8,6765,962
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoNo
Co-pay Range20%20%
Claims Phone04-262-525204-340-0220

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityDubai Insurance CompanyvsIRIS Health
Dubai
5,248
vs
3,528
Abu Dhabi
1,107
vs
1,332
Sharjah
1,310
vs
478
Al Ain
371
vs
259
Ajman
321
vs
149
Ras Al Khaimah
175
vs
126
Fujairah
106
vs
67
Umm Al Quwain
38
vs
23

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Dubai Insurance Company Plans

Dubai Insurance Company

DIC Essential Health

Basic

Small businesses and individuals in Dubai meeting DHA mandate

AED 2,500 – 4,000/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliant — meets Dubai mandatory requirementsAffordable for small businessesGood Dubai hospital network

8,676 providers

View details →

Dubai Insurance Company

DIC Corporate Health

Enhanced

Mid-size companies and their employees in Dubai

AED 5,000 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Extended Dubai and Sharjah networkDental and optical includedMental health coverage

8,676 providers

View details →

IRIS Health Plans

IRIS Health

IRIS Managed Essential

Basic

Companies using IRIS-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Quality-focused TPAStrong provider credentialingTailored programme design

5,962 providers

View details →

IRIS Health

IRIS Managed Plus

Enhanced

Corporate groups seeking personalised TPA-managed coverage

AED 5,500 – 11,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Customised health programmesDental and optical includedProvider quality monitoring

5,962 providers

View details →

Verdict

Choose Dubai Insurance Company if you need a larger provider network, lower entry-level premiums. Choose IRIS Health if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Dubai Insurance Company vs IRIS Health — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Dubai Insurance Company and IRIS Health or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.